Card approval/card production is usually completed within 15 working days for online applications. In most areas, cards can be approved within 3-5 days.

After the card is issued, the card will usually arrive at the card collection outlet within 5 working days. In some areas, the time may be longer.

Each province generally has a card production center to produce the card. The card production center will produce the card on the same day or the next day, and then send it to the credit card department of the place of application. The credit card department then sends it to the card collection outlet. In some regional outlets, you have to go to the credit card department to get the card. Because the time from sending the card to receiving the card is also long, it is recommended that qualified friends choose to pick up the card at the credit card department when applying for the card, which can shorten the time.

Credit Card

Credit Card (English: Credit Card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front. The card has Chip, magnetic strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card to make purchases, and repayment will be made on the billing date (English: Billing Date) . [1]?

Credit cards are divided into credit cards and quasi-credit cards. A credit card is issued by a bank and gives the cardholder a certain credit limit. The cardholder can first pay within the credit limit. A credit card that is repaid after consumption; a quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient to pay, the quasi-credit card can be overdrafted within the specified credit limit. Credit card. The so-called credit card generally refers to a credit card only.

The credit card stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on lt; the People's Republic of China and the Criminal Law of the People's Republic of China; and the relevant provisions on credit cards") refers to a credit card issued by a commercial bank or other financial institution. An electronic payment card issued by an institution with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card.