What operations need to be done before using a CITIC Bank credit card?

1. CITIC Bank Credit Card Application Progress Inquiry

2. CITIC Bank Credit Card Activation Method

3. CITIC Bank Credit Card Password Setting and Modification

< p>CITIC Bank Credit Card Application Progress Inquiry

Users can check the progress of CITIC Bank Credit Card application in four ways: online banking inquiry, customer service phone inquiry, SMS inquiry, and mobile client inquiry. The specific query methods are as follows:

1. One of the methods for querying the progress of China CITIC Bank credit card application - online banking query

Step 1: Log in to the China CITIC Bank Credit Card Center page (click "Online Business" on the right "Credit Card Application Progress Inquiry" function of the "Hall";

The second step: After entering the credit card application progress inquiry page, click the "Online Inquiry" function;

The third step: Enter online After checking the credit card application progress page, select the ID type and enter the relevant ID number to check the progress of your CITIC Bank credit card application.

Note: You can check your CITIC Bank credit card application status through this function. All application records (including records of failed applications)

2. How to check the progress of China CITIC Bank credit card application - customer service phone inquiry

Call CITIC Bank’s 24-hour customer service phone: 40088. -95558 Select the language, press "2" to query the service, press "1" to query the credit card application progress service, and then follow the prompts to query the CITIC Bank credit card application progress.

3. CITIC Bank credit card application progress. Query method - SMS query

Edit the text message: SQJD ID number and send it to 106980095558 to check the progress of CITIC Bank credit card application.

Charging instructions: China Mobile, China Unicom and Telecom users. Send a text message to 106980095558, and you only need to pay the operator for sending the text message, and CITIC's reply to the text message will be free of charge.

4. How to check the progress of CITIC Bank credit card application - mobile client query

Step 1: You can scan the QR code at CITIC Bank to download CITIC Credit Card’s exclusive mobile client Mobile Card Space;

Step 2: After the installation is completed, open the login card space and click to enter the self-service column ;

The third step: Select the application progress inquiry menu;

The fourth step: Follow the correct operation process prompts to inquire about the CITIC Bank credit card application progress.

CITIC Bank. Bank credit card activation method

1. CITIC Bank credit card activation method - text message activation

Use the mobile phone number registered with the bank when applying for the credit card, edit the text message "kk the last 4 digits of your home phone number" "Last 4 digits of kk" (for example: kk00008888) or edit the text message "kk for the last 4 digits and the last 6 digits of the ID number" (for example: kk0000123456) and send it to 106980095558 to activate your credit card.

Charging instructions : Mobile, China Unicom, and Telecom users who send text messages to 106980095558 only need to pay the operator for text message sending, and CITIC’s SMS reply is free.

2. CITIC Bank credit card activation method - online banking activation

Step 1: You can log in to the CITIC Bank Credit Card website and select "Credit Card Opening" under the Online Business Hall column;

Step 2: After entering the "Credit Card Opening" guide page, Click the "Online Banking Card Opening" function;

Step 3: After entering the "Online Banking Card Opening" page, follow the prompts and enter the relevant ID number and other information to activate your card.

3. CITIC Bank credit card activation method - customer service phone activation

Cardholders can use the phone number registered at the CITIC Bank Credit Card Center to call CITIC Bank’s 24-hour customer service hotline: 95558 or 400-889-5558, enter the relevant ID number according to the voice prompts to activate your card.

IV. CITIC Bank Credit Card Activation Method—Mobile Client Activation

Step 1: You can scan the QR code on the CITIC Bank website to download the CITIC Credit Card exclusive mobile client. Card space;

Step 2: After the installation is completed, open the login card space and click to enter the self-service column;

Step 3: Select the "I want to open a card" function;< /p>

Step 4: Activate the credit card according to the correct operating procedures.

Warm reminder:

1. After you activate your credit card through SMS or online banking, the credit card can be used for consumption normally; if you need to use the credit card cash withdrawal function, please refer to CITIC Bank credit card password setting, set your cash withdrawal password (also called "transaction password").

2. The consumption mode is your credit card consumption confirmation method. Except for CITIC Blue Card, the initial consumption mode defaults to "Password Signature", the consumption mode of other CITIC Bank credit cards defaults to "Signature". You can refer to "CITIC Bank Credit Card Password Settings" to modify the credit card consumption mode.

CITIC Bank credit card password setting and modification

1. Introduction to CITIC Bank credit card transaction password application

CITIC Bank credit card transaction password is used for credit card inquiries and cash withdrawals , in the process of swiping a card for consumption, it is a means for the system to identify the cardholder's identity. The specific functions are:

1. Withdraw cash by credit card;

2. When the consumption mode is In the "password signature" mode, swipe your card at the POS machine with the UnionPay logo to make purchases.

2. CITIC Bank credit card transaction password setting

You can call: 40088-95558 to set/modify/reset the transaction password through automatic voice service;

It can also be modified through any CITIC Bank ATM machine.

If you forget your credit card transaction password, you can call: 40088-95558 and reset your credit card transaction password through the menu "Personal Information Modification and Transaction Password Settings, etc."

3. CITIC Bank Credit Card Consumption Mode Settings

CITIC Bank Credit Card Consumption Mode is the transaction confirmation method when cardholders use their credit cards to make purchases at POS machines. CITIC Credit Card has two consumption modes:

"Signature" consumption mode: After swiping the credit card for consumption, the cardholder signs the POS purchase form to confirm the transaction.

"Password signature" consumption mode: When using a credit card to make a purchase at a UnionPay POS machine, the POS machine requires the cardholder to enter the transaction password to verify the cardholder's identity. At the same time, after the transaction is successful, the cardholder The person needs to sign the POS purchase form to confirm the transaction.

Unless otherwise specified, the initial state of CITIC Credit Card consumption mode defaults to "Signature" (Note: The initial state of CITIC Blue Card Credit Card defaults to "Password Signature".), you can set the credit card in the following ways Consumption mode:

1. Dial: 40088-95558 and make changes through the self-service voice service;

2. Log in to CITIC Credit Card Online Banking to make self-service changes;

3. Log in CITIC Bank personal online banking modification.

How to activate CITIC Credit Card

There are six main activation methods announced on the official website of CITIC Credit Card, namely WeChat activation, SMS activation, phone activation, mobile phone activation, official website activation, and outlet activation. . The following is the activation process for various activation aspects:

1. SMS activation

Reserve a mobile phone number through the bank, edit the text message "kk ends with 4 digits or kk ends with 4 digits" 4-digit ID number ending with 6", send to 106980095558 to activate the credit card.

2. Official website activation

Log in to the official website of CITIC Credit Card Zhongxin, select "My Account - Card Settings - Credit Card Opening" on the homepage, and then set the credit card information. According to the requirements of the page, you need to enter the ID number, validity period, security code, SMS verification code and other information, and click Next to activate the credit card.

3. Telephone activation

Call the customer service hotline 95558 or 4008895558, choose to activate the card service, set the password and bill acquisition method as required, and finally press the numeric key 1 to activate the credit card.

Or use the landline or mobile phone number reserved when applying for a credit card to call the customer service number of CITIC Credit Card Center, follow the voice prompts to activate the card, and set the phone inquiry password and transaction password.

4. WeChat activation

Follow the official WeChat ID of China CITIC Bank, find the credit card opening service, and enter the relevant information to complete the activation.

5. Branch Activation

Cardholders holding unactivated credit cards and their ID cards can go to any CITIC Bank branch to ask staff for activation.

6. Mobile phone activation

Download the CITIC Credit Card mobile APP card space, select the "I want to open card" service, and complete the identity verification as required to activate the credit card.

Credit cards refer to credit payment instruments provided by banks and other financial institutions to their customers with functions such as consumer credit, transfer settlement, and cash deposits and withdrawals. Credit cards have the following basic functions:

1. Overdraft: consume first, repay later (charge card)

2. Interest-free repayment period: swipe card consumption (non-cash withdrawal transactions) Interest-free preferential period from the bank accounting date to the repayment date

3. Revolving credit: It can be used repeatedly within the credit limit (that is, you can continue to use the credit card limit after repayment)

4. Minimum repayment amount: According to the setting of the issuing bank, it is a certain proportion of the current bill

How to use CITIC Bank credit card and how to apply

How to use CITIC Bank credit card< /p>

As a well-known commercial bank now, CITIC Bank’s credit card business is also developing relatively well. CITIC Bank has many types of credit cards and card types. Users can apply for them based on their preferences and actual uses. . Users can activate it after applying for a CITIC Bank credit card.

CITIC Bank's credit cards can be activated through the counter, online banking and customer service hotline. After activation, you can use CITIC Bank's credit cards for card payment, online payment and other operations. Each credit card has its own unique features. Therefore, when using CITIC Bank’s credit cards, users should also make good use of the features of each card to make their credit cards worth their money.

Different credit cards have different activities and benefits. Therefore, after applying for a CITIC Bank credit card, users need to understand the corresponding benefits of their credit card. For example, some co-branded cards have corresponding shopping discounts. , some car owners’ cards have corresponding gas discounts, etc., and then make good use of their corresponding rights and interests to get the maximum discount for yourself.

Different types of CITIC Bank’s credit cards also have different annual fee collection rules and annual fee exemption policies, so users must understand them clearly to avoid paying unnecessary annual fees. For example, some card types can waive the annual fee for the following year if you make 6 purchases per year. In addition, users also need to pay more attention to the corresponding activities launched by CITIC Bank to maximize their credit card benefits.

How to apply for a CITIC Bank credit card

CITIC Bank’s credit card can be processed through online application and offline application. Users only need to submit the information as required, and CITIC Bank will The user's credit card application will be reviewed. After the review is passed, the applicant will be notified by phone. The user only needs to wait for the CITIC Bank card to be mailed.

Online application

Users directly search for CITIC Bank Credit Card Center in their computer browser, then click to enter. After entering, they find the credit card application page and select the card they want to apply for. After selecting and checking the card, click Apply Now, and then submit the application after submitting the corresponding personal information and system-required information as required.

Offline application

Users can go to a CITIC Bank branch with their valid ID card, and then indicate their business needs to the lobby staff, and the staff will give the user the corresponding application. After users fill out the application form as required, they can take their number and submit their information to the counter staff, who will assist the user in applying.

How to activate CITIC Bank credit card

1. Activate CITIC Bank credit card via customer service phone number

If you want to use a credit card, you must activate the card before using it. After you receive a CITIC Bank credit card, whether it is a principal card or a supplementary card, please call CITIC Bank customer service first and follow the guidance of the customer service staff to complete the setting of the password for card opening and telephone inquiry.

2. Activate CITIC Bank credit card online

Log in to CITIC Bank online banking, click Login to online banking, select credit card opening and follow the instructions to open a credit card.

3. Mobile phone text message activation

Use the mobile phone number registered with the bank when applying for a credit card, edit the text message and send it to the designated number to activate the card.

If you do not activate your credit card, the bank will not automatically cancel it. There will be no security issues with unactivated credit cards, but if the credit card is not in the hands of the cardholder, there will be certain security risks, so it is still recommended to go to the card issuing bank to cancel the card.

Reminder: When applying for a new account with a CITIC Bank credit card online, the activation card can only be activated through the branch counter; in addition, the credit card activation takes effect immediately. For the safety of card use, CITIC Bank only provides services for activating credit card products in person.