When we applied for a credit card, the initial credit card amount was not very high. Some credit cards have only 3,000 yuan when the limit drops, which is not enough at all. What shall we do? At this time, you can empty your credit card, because your credit card itself has good qualifications. You can apply for a price increase when you are free. That bank is certainly willing to increase the amount. In other words, when the credit card limit is low, it can be emptied.

2, the credit card limit is high, don't be empty.

For a credit card with a high amount, it is not good to brush the sky. For example, if the amount reaches 6,543,800 yuan, it is best not to empty it at one time. One-time clearing will only bring the risk of credit card reduction. Then, you can consider only half or 70%, and it is best to use a small credit card. Go to different shopping places and keep a good credit card record. Of course, the restrictions will gradually increase.