Under normal circumstances, the general card of rural credit cooperatives must be repaid after it expires. But if you need an extension, you can apply for an extension, explain the reasons for the extension and how to return it. If the credit union agrees, it can apply for an extension.

How to sign the renewal contract of Pratt & Whitney Financial Card?

1. First, you can go directly to the rural commercial bank to renew your new card.

Secondly, whether the fee can be renewed depends on the user's use for a period of time.

3. Finally, renew the inclusive financial card and sign the contract directly.

How many days does the Rural Commercial Pratt & Whitney Financial Card renew?

It's a bank policy. All banks can only reissue new cards after 7 days, which is equivalent to a publicity period such as bidding.

Because it takes 7 days at the earliest to replenish the card, it can be replenished within one year.

How long does it take for the rural commercial bank Pratt & Whitney financial card to be audited?

Rural commercial bank Pratt & Whitney financial card is a kind of small loan card, which generally takes two to three weeks for approval. Credit line 1-300,000 yuan (inclusive) and credit period1-3 years. Within the credit line and term, you can borrow money and recycle it, and only need to repay the interest and expenses generated by the use of funds every month during the credit period. As a credit card of rural commercial banks, rural commercial inclusive financial card is a credit card product for urban and rural residents, small enterprises and other groups, which integrates daily consumption and rapid financing. It is a RMB payment tool that cardholders can overdraw first and then repay within the credit limit.

1. Application conditions for inclusive financial card of rural commercial bank: All individuals who have reached the age of 18, have full capacity for civil conduct, have legitimate income and good credit status can apply for Fuwantong inclusive financial card.

2. Application process of rural commercial banks' inclusive financial card: To apply for Fuwantong inclusive financial card, you should fill in the application form as required and confirm that the "Fujian Rural Credit Cooperative Association's Fuwantong inclusive financial card collection" has been fulfilled.

About ",and provide true, correct and complete information according to the requirements of each bank. According to the applicant's application and credit status, banks determine whether to require him to provide guarantee, whether to agree with the applicant's application for card handling, and determine the type of card and the credit limit of the cardholder.

legal ground

General principles of loans

Article 12 Loan extension:

If the loan cannot be repaid on schedule, the borrower shall apply to the lender for loan extension before the loan maturity date. Whether the extension is decided by the lender. When applying for extension of secured loan, mortgage loan or pledged loan, the guarantor, mortgagor and pledgor shall also issue a written consent certificate. If there is an agreement, it shall be implemented in accordance with the agreement.

The cumulative extension period of short-term loans shall not exceed the original loan period; The cumulative extension period of medium-term loans shall not exceed half of the original loan period; The cumulative extension period of long-term loans shall not exceed 3 years. Unless otherwise stipulated by the state. If the borrower fails to apply for extension or the application for extension is not approved, the loan will be transferred to the overdue loan account from the day after the maturity date.