1. Credit card has a password, which makes the transaction more secure: you can enable the credit card password function through the voice operating system of China Merchants Bank's 24-hour customer service hotline or China Merchants Bank's online banking, and all operations do not need to wait for immediate effect, which will bring a brand-new security experience to your card.

2. Transaction information reminder: According to your credit card usage, China Merchants Bank will remind some of your transactions through various channels, including but not limited to WeChat, SMS and other reminder methods, so as to fully protect your credit card security.

3. 24-hour abnormal consumption monitoring service

4. Email notification of consumption details: After the Email consumption reminder function is enabled, the Bank will send an Email notification to the cardholder's designated mailbox the day after consumption. Opening way: log in to the credit card online bank and click "customer service management" → "notification service management"

5. Card loss protection: after the credit card is lost or stolen, the cardholder can apply to our bank for compensation for the fraudulent loss within 48 hours before reporting the loss. (except for password-based transactions and online transactions, except for purchasing cards in business cards)