What are the requirements for applying for an Agricultural Bank of China credit card?
1. Conditions for individuals to apply for an Agricultural Bank of China credit card:
Individuals who are over 18 years old, have full capacity for civil conduct and have good credit standing , you can apply for a personal master card from the card-issuing bank with your valid identity document and relevant information. The primary cardholder of a personal card can apply for a supplementary card for individuals over 13 years old.
The main cardholder can apply to cancel or stop payment of his/her supplementary card (except electronic cash account). All transaction amounts and corresponding interest, fees, etc. of the main card and supplementary cards are included in the main card account, and the main cardholder is responsible for repaying all debts incurred under the main card and supplementary cards.
2. Conditions for units to apply for Agricultural Bank of China credit cards:
Any unit (government department, legal person institution or other organization) that opens a basic deposit account in a financial institution within the territory of the People's Republic of China and the People's Republic of China ) You can apply for a corporate card from the card-issuing bank with the account opening license and relevant information issued by the People's Bank of China.
The legal representative (responsible person) of the applying unit or his authorized agent may designate in writing an individual with full capacity for civil conduct as the holder of the unit card, and may apply in writing to add or cancel the cardholder's use. Card qualifications; all transaction amounts and corresponding interest and fees of each cardholder will be credited to the unit card account of the applicant unit, and the applicant unit shall bear the repayment responsibility.
Extended information
When applying for a credit card, organizations and individuals should fill in the application form correctly, completely and truthfully according to the regulations of the card-issuing bank and submit relevant supporting documents required by the card-issuing bank. If you use a guarantee method to apply for a card, you must go through the guarantee procedures in accordance with the regulations of the card-issuing bank.
If the applicant copies the relevant statements in the application form and signs it (in paper or electronic form), it means that the applicant has known, understood and confirmed to abide by this Articles, the Credit Card Acceptance Agreement, and the Credit Card Application Form. and other agreements with card issuers.
Agricultural Bank of China - Credit Card Regulations
What are the conditions for applying for an Agricultural Bank of China credit card?
The conditions for applying for an Agricultural Bank of China credit card: 1. Age 18-65 years old; 2. Hold a valid ID card; 3. No bad credit record; 4. Proof of regular employment; 5. Proof of income stamped with the financial seal of the unit; 6. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.; 7. Social pension insurance certificate, etc.
The Agricultural Bank of China (AGRICULTURALBANKOFCHINA, referred to as ABC, Agricultural Bank of China) was established in 1951. The head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.
The Agricultural Bank of China is an important part of China's financial system. It provides a variety of corporate banking and retail banking products and services, and also carries out financial market business and asset management business. Its business scope also covers investment banking and fund management. , financial leasing, life insurance and other fields.
Huinong Credit Card is a special loan-in-one product launched by the Agricultural Bank of China on January 6, 2009, specially tailored for high-end customers in counties and rural areas with good credit concepts. It is a financial product of the Agricultural Bank of China. One of Suika series products.
The overdraft limit of Huinong Credit Card:
1. The maximum overdraft limit of Agricultural Bank of China Credit Card Personal Card is RMB 50,000 (including the equivalent in foreign currencies),
2. The overdraft limit of the Agricultural Bank of China Credit Card Gold Card is RMB 200,000.
3. The minimum overdraft credit limit of the Platinum Card is RMB 100,000 and the maximum overdraft credit limit is RMB 1 million.
4. For commercial cards, the maximum overdraft limit for customers with comprehensive credit is 3, and the overdraft limit does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.
The high and low overdraft limit of a credit card is also directly related to the relevant material information of the cardholder when applying.
Agricultural Bank of China credit card installment payment means that when the cardholder uses the credit card to make large purchases, the card-issuing bank pays the merchant a one-time payment of the consumption funds for the goods (or services) purchased by the cardholder, and pays the cardholder according to the payment amount. The cardholder applies and the consumption funds are deducted in installments from the cardholder's credit card account, and the cardholder repays the amount according to the monthly credit amount.
Most domestic banks have credit card installment services. Installments are generally divided into shopping mall (POS) installments, "mail order installments" and bill installments through the Internet, mail, etc. depending on the occasion.
Agricultural Bank of China Credit Card Application Conditions
Agricultural Bank of China Credit Card Application Conditions:
Any individual with full capacity for civil conduct and legitimate income can apply to China with his or her valid identity document Agricultural Bank of China (hereinafter referred to as the card-issuing bank) applies for the main personal card.
The main card applicant can also apply for a supplementary card for his parents, brothers, sisters, spouse or children, and for relatives who are over 16 years old. The validity period of the supplementary card is the same as that of the main card.
The main cardholder has the right to request cancellation or stop payment of his/her supplementary card, and all transactions with the supplementary card will be credited to the main card account.
Information required for Agricultural Bank of China credit card application:
1. Identity proof information: copy of resident ID card or military officer's ID card; if you are a compatriot from Hong Kong, Macao and Taiwan or a foreigner applying in the mainland, Proof of employment is also required.
2. Work and income certification materials: salary certificate, copy of social security (paid for more than half a year).
3. Supporting information for Agricultural Bank of China credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months. The original document of any fee, a copy of a time deposit certificate issued at the Agricultural Bank of China with an amount exceeding 10,000 yuan, etc.
What are the requirements for applying for an Agricultural Bank of China credit card?
The conditions for applying for an Agricultural Bank of China credit card are as follows:
1. Have a fixed residence and stable income in the location where the card is issued. If you have full civil capacity, you can apply for Huinong Credit Card (personal card). 2. Another person with full capacity for civil conduct applies for a supplementary card.
What are the requirements for applying for an Agricultural Bank of China credit card? You can get an interest-free period of 20 to 50 days by using a credit card. In addition, cardholders can also use credit cards to make money, but not everyone can apply for a credit card. So, what are the requirements for applying for an Agricultural Bank of China credit card?
What are the requirements for applying for an Agricultural Bank of China credit card?
1. Age requirement: 18-60 years old;
2. Have a stable job and source of income;
3. Identity certificate: Resident ID card or Copy of military officer's ID card;
The above are the basic requirements for applying for an Agricultural Bank of China credit card. In addition, providing additional materials will help with the approval of the Agricultural Bank of China credit card.
1. Work certification documents
The original work certificate/income certificate issued by the unit shall be stamped with the official seal of the unit, the seal of the human resources department or the financial seal.
2. Proof of financial resources
Income tax withholding certificate, self-owned property certificate, self-owned vehicle certificate, ICBC time deposit certificate, etc.
How to apply for an Agricultural Bank of China credit card
1. Apply at a business hall: Go to an Agricultural Bank of China branch in person, fill in the application form and submit relevant certificates under the guidance of the salesperson, and wait for review.
2. Online application: Currently, the official website of the Agricultural Bank of China Credit Card provides a variety of cards for cardholders to apply online. You can apply for an Agricultural Bank of China credit card online without leaving home.
3. The third platform for online card application: Rong360 Card Selection Center provides thousands of cards for everyone to choose from. You only need to fill in the information online and wait for the card to be collected.
The Agricultural Bank of China credit card is widely popular because of its convenience, and the conditions and methods for applying for it are also very simple. What are the requirements for applying for an Agricultural Bank of China credit card? IAika.com will explain it to you:
Application conditions:
The applicant has a fixed residence in the location of the card issuing bank, a legal and stable income and full capacity for civil conduct, that is, You can apply for a personal master card from Agricultural Bank of China with your valid identity document.
The main card applicant can also apply for a supplementary card for his or her parents, brothers, sisters, spouse or children, and relatives who are over 16 years old and have full capacity for civil conduct. The validity period of the supplementary card is the same as that of the main card. . The main cardholder has the right to request cancellation or stop payment of his/her supplementary card, and all transactions with the supplementary card will be credited to the main card account.
That’s it for the introduction to the conditions for receiving the Agricultural Bank of China credit card.