According to the relevant requirements of the country, credit cards cannot be used to buy a house, because the scope of use of credit cards is daily consumption, not including buying a house, and now the bank has conducted a detailed verification of the source of the down payment. If you find that the down payment comes from a credit card, you will not only cancel the loan application, but also stop the card, and even ask the buyer to pay off the credit card immediately, so it is not recommended that you buy a house by credit card.

In China, you can buy a house in full or with a loan. In daily life, mortgage is commonly used. You need to pay at least 30% down payment, and then submit an application to the bank. After reaching the bank's standards, you can sign a mortgage loan agreement with the bank to mortgage the purchased property to the bank in exchange for the remaining house payment to the developer. The borrower repays the bank every month as agreed in the contract. At present, the loan period of the bank does not exceed 30 years.

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