The Eight Sins of Citibank Credit Cards

Everyone wants to try the services and experience of foreign banks. Here we summarize the five sins of Citibank as a reminder for future cardholders:

1. Online banking and app functions are limited. Compared with the more mature domestic banks such as Xiaozhao and China Guangfa Bank, foreign banks such as Citi currently have limited online banking functions;

2. Cheating cabin upgrades and VIP room rest. See an ad for a free airport upgrade? good! You need to go to the airport and swipe your Citi credit card to buy tickets. Basically, the price of economy class tickets purchased directly at the airport is enough to buy first class tickets online. In addition, time and transportation costs are added. In addition, you need to purchase the air ticket with a Citibank credit card to rest in the VIP lounge.

3. High credit card failure rate. Card friends experimented and found that not every POS transaction can be successfully swiped with Citibank. For example, the Yixun Cash on Delivery POS machine cannot be used to swipe out, and you can only pay again with other bank credit cards.

4. Repayment is difficult. Online payments such as Alipay are not supported, and UnionPay online repayments are not supported. You need to go to a Citi branch to repay by yourself, or buy a Lakala for 199 to repay.

5. U.S. dollar consumption requires the purchase of foreign exchange first. Compared with China Merchants Bank's automatic foreign exchange purchase, Citibank needs to deposit enough money first and then go to purchase foreign exchange over the phone.

6. I accidentally opened a platinum card, and the annual fee was still 1,200 yuan.

7. Like a useless founder

member. Want to add a "founder cardholder" to the card? You are too late, it was gone at the end of last year.

8. Violent debt collection. What should I do if I don’t pay the debt? I learned that a businessman who owed money was violently collected by Citibank.