What is the general credit limit of Suzhou Industrial and Commercial Bank of China?

When the bank grants a credit card overdraft limit, it will review the given online limit based on the personal information provided by the applicant. In other words, the more detailed and comprehensive information the applicant provides to Industrial Bank, the higher the final credit overdraft limit will be.

1. The credit limit for regular cards is generally between RMB 3,000-10,000.

2. The credit limit for gold cards is within the range of RMB 10,000-50,000.

3. The maximum cash withdrawal limit for bank credit cards can reach 50% of the actual limit.

The specific limit of the card you apply for is mainly determined by your asset status. If you have a car, a house, and a high income, the limit will definitely not be low.

What is the single transaction limit for credit card WeChat payment? Different banks have different limits

Previously in "Can't Pay with Credit Card WeChat?" Check if these are the reasons. It is introduced in "When using credit card WeChat payment, many cardholders have encountered the situation of being unable to pay. A large part of the reason is that the single payment amount exceeds the limit. Different banks Limits vary. Here we have compiled the single transaction limits of some banks that support credit card WeChat payment. Let’s learn about them together.

Banks with no single limit:

CITIC Bank, Bank of China, Baoshang Bank.

Banks with a single transaction limit of 5,000:

Hangzhou Bank, Wuhan Rural Commercial Bank, Taizhou Bank, Zhejiang Tailong Bank.

Banks with a single transaction limit of 10,000 yuan:

Bank of Ningbo, Guangzhou Rural Commercial Bank, Beijing Rural Commercial Bank, Bank of Beijing, Hainan Rural Credit Bank, Zhengzhou Bank, Weihai Commercial Bank , Changshu Rural Commercial Bank, Tai'an Bank, Dongying Bank, Hengfeng Bank, Suzhou Bank, Inner Mongolia Bank, Jincheng Bank, Qinghai Bank, Fuxin Bank, Jinshang Bank, Standard Chartered Bank, Ganzhou Bank, Chaoyang Bank, Jilin Bank.

Banks with a single transaction limit of 20,000 yuan:

Bank of Shanghai, Bank of Guangzhou, Shanghai Rural Commercial Bank, Postal Savings Bank, Hubei Rural Credit Bank, Bank of Guizhou, Bank of Zhejiang, Jinzhou Bank, Dongguan Rural Commercial Bank, Chongqing Rural Commercial Bank, Chouzhou Bank, Yinzhou Bank, Weifang Bank, Hubei Bank, Shenzhen Rural Commercial Bank, Chang'an Bank, Xi'an Bank, Huishang Bank, Ningxia Bank, Cangzhou Bank, Nanjing Bank, Quanzhou Bank, Wenzhou Bank, Linshang Bank, Lanzhou Bank, Beibu Gulf Bank, Jiangsu Rural Credit Bank, Wujiang Rural Commercial Bank, Jinzhong Bank, Xingtai Bank, Qilu Bank, Jiangyin Rural Commercial Bank, Jinhua Bank, Hankou Bank, Chongqing Bank, Zhongyuan Bank, Shunde Rural Commercial Bank Commercial Bank, China Resources Bank.

Banks with a single transaction limit of 30,000 yuan:

China Merchants Bank, Guangfa Bank, Guangdong Nanyue Bank, Bank of Jiangsu, Dongguan Bank, Dandong Bank, Dalian Bank, Wuxi Rural Commercial Bank, Fudian Bank, Jiangnan Rural Commercial Bank.

Banks with a single transaction limit of 40,000 yuan: Bank of Communications

Banks with a single transaction limit of 50,000 yuan:

Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Industrial Bank, Minsheng Bank, Ordos Bank, Hua Xia Bank, Tianjin Binhai Rural Commercial Bank, Jiangxi Bank, Qingdao Bank, Mintai Bank, Anhui Rural Credit Cooperatives Union, Bank of East Asia, Yunnan Rural Credit Union, Tianjin Rural Commercial Bank, Guilin Bank, Huarong Xiangjiang Bank, Yunnan Hongta Bank, Bank of Tianjin.

Bank with a single transaction limit of 60,000 yuan: China Everbright Bank.

Banks with a single transaction limit of 100,000 yuan: Shanghai Pudong Development Bank, Fujian Rural Credit Cooperative.

Bank with a single transaction limit of 200,000 yuan: Fujian Strait Bank.

What is the general limit of Suzhou Bank Tongcheng Credit Card?

The limit is approved by the bank and you can apply to increase the limit.

There are the following ways to increase your bank credit card limit:

Provide sufficient proof of financial resources when applying for the card. When applying for a credit card, try to provide as much proof of your financial resources as possible, such as income certificate, bank deposit certificate, real estate certificate, car ownership certificate, etc. The bank will evaluate the assets of the card applicant based on these certificates.

If the card holder has a deposit in China Construction Bank or is a civil servant, it will also help the card holder to obtain good credit, and it will also help to obtain a higher credit limit under approval;

Swipe as many cards as possible Consumption. The bank will make a comprehensive evaluation based on the customer's past card use. It is recommended that cardholders diversify their consumption types when swiping their cards, such as home appliances, catering, supermarket shopping, etc., and try to spend as much in physical stores as possible. The bank's credit card center will adjust the limit based on the cardholder's credit card utilization and repayment record;

Ensure a good repayment record. After using a bank credit card for consumption, make sure to repay the money on time every month before the repayment date. Once it is overdue, not only will you have to pay a high late fee, but it will also create a bad credit record, which will affect your future credit card applications. If there is an emergency and you cannot repay in time, you can call the bank's customer service hotline to apply for an extension of repayment;

Apply for an increase in the temporary limit. Bank credit card holders can apply to actively increase the temporary limit. The bank will comprehensively assess the limit range that the cardholder can increase based on the cardholder's usual consumption and repayment status. If you frequently increase the temporary limit, the bank will think that the demand for credit cards is relatively strong, so it is not difficult to increase the fixed limit. The temporary limit needs to be paid off in one go, so cardholders should be careful not to incur late payment fees.

Bank credit card applications for limit increase services are basically based on these methods.

This ends the introduction about Suzhou Bank’s credit card limit and whether Suzhou Bank’s credit card limit is high. Did you find the information you need?