1. definition and nature: JD.COM baitiao is a brand-new payment method that is put forward by JD.COM itself, and it belongs to credit consumption products, while JD.COM baitiao credit card is a joint credit card product of the bank and JD.COM.
2. Application conditions: In terms of opening conditions, JD.COM white stripe is loose, while applying for JD.COM white stripe credit card has very strict qualification requirements for the applicant.