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How long does it take to exercise the right of offset if an ICBC credit card is overdue?

Hello, the ICBC card offset right will only be deducted once a day for a fixed time.

ICBC debt offset generally occurs when there is no repayment. Generally, banks will use the right of offset when the credit card reaches the repayment date and continues to fail to make repayments. Simply put, it means that the cardholder repays the loan on time on the repayment date or repays the last payment on the credit card. Once the repayment of the bill is completed before the deadline, the bank will not use the right of set-off.

Hope this helps.