It is false advertising to buy quilts with Everbright Credit Card and claim a refund.

But it should be noted that if you receive a call from Everbright asking for an installment quota increase, first ask whether it is a long-term temporary quota or a fixed quota. Don't do it temporarily.

Marking the price clearly and spending money to buy the credit limit is actually not unique to Everbright. Some banks have always had this policy of increasing credit limit, such as Citigroup, and Bank of China Zhejiang Branch also started to have this policy last year.

Bank of China Zhejiang Branch’s installment increase seems to be a pilot project. It is still unclear whether it can be implemented nationwide. We only saw the Zhejiang branch taking the lead, but no other branches have followed suit.