50 days: 1. China Construction Bank, 2. Bank of China, 3. Postal savings, 4. Businessman, 5. Citic, 6. Pudong development, 7. People's livelihood, 8. Everbright, etc.
56 days is: 1. Industry and commerce, 2. Agriculture, 3. Traffic, 4. Guangfa, 5. Shanghai, 6. Nanjing, etc.
The shortest interest-free period is:
Huaxia Bank, Industrial and Commercial Bank of China, Agricultural Bank, Bank of Communications, Shanghai Bank, Baoshang Bank and Bank of Ningbo can be interest-free for a minimum of 25 days; Most of the rest of prime bank has an interest-free period of about 20 days.
Need to be reminded that China Everbright Bank needs to repay within 19 days.
Extended data:
For credit card non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. During this period, you don't need to pay any interest on non-cash transactions, provided that you pay off the current payable amount (total amount owed) on the current statement in full (you don't enjoy the interest-free discount on cash advance).
Repayment method
Within the issuing bank
This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
Yinwei POS mobile phone
Weizhong Bank POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer of credit cards. Arrive immediately!
Transfer/remittance repayment
Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Network repayment
Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Convenience store repayment
This method mainly completes the repayment through the "Lacarra" smart payment terminal installed in the convenience store, which generally takes 2-3 working days to arrive at the account, and the repayment in this way is free.
Reverse related repayment
Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.
Xinfutong repayment
"Xinfutong" smart card phone is an innovative electronic product independently developed by China UnionPay, certified by Bank Card Testing Center and supported by financial services provided by China UnionPay's inter-bank information exchange network.
Repayment pass
Using the "Repayment Pass" for repayment, the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
Other ways
In addition to the above methods, the issuing bank has also opened its own repayment methods in order to facilitate the cardholder's repayment.
References:
Credit card-Baidu Encyclopedia? Credit card interest-free period-Baidu Encyclopedia