The best order to apply for a credit card (1)

Many friends don’t know which bank to choose when they apply for a credit card for the first time! Here I have summarized a relatively reasonable "Credit Card Application Sequence" for your reference!

First of all, Baihu recommends applying for your first credit card to Bank of Communications, which is the bank with the best approval. Remember not to apply online, but to apply to a local card salesperson. Normally, if you have a college degree or above, the credit limit for Baihu is between 5,000 and 20,000.

2. For the second credit card, it is recommended to apply for China Merchants Bank.

You are no longer a white account. It is easier to apply for a China Merchants Bank credit card at this time, and the limit is about 10,000. China Merchants Bank is the bank with the fastest withdrawal limit. With a fixed withdrawal limit once every three months, you can raise your card to more than 60,000 in nine months.

3. For the third credit card, it is recommended to apply for Guangfa Bank

Use China Merchants Credit Card to apply for the card. As long as the China Merchants Credit Card has been used for one year, the card processing fee of Guangfa Bank is generally higher than that of China Merchants Bank. Credit card limit. It takes 3-6 months to increase the credit limit of China Guangfa Bank credit card.

4. For the fourth credit card, it is recommended to apply for Industrial Bank.

Industrial Credit Card is also relatively easy to maintain. If you use China Merchants Credit Card to apply for a card, the limit will be around 60,000. If you use it well, it will be fixed once every three months.