With the continuous development of social economy, in real life, we will always encounter various situations, especially what will happen after our credit card expires, which also makes many of our netizens wonder. This is very worrying. In fact, we need to know that late payment on credit cards will have many negative consequences. Next, the editor will lead everyone to see what adverse consequences it will bring to us.

First of all, you must know that late repayment after a credit card overdraft is a very serious violation of laws and regulations. The bank can require the cardholder to repay the principal, as well as corresponding overdue interest, late payment fees, excess portion and other related fees. Once the bank goes to court directly and wins the case, the cardholder will bear the corresponding costs. Therefore, our late repayment will have a very serious impact on us, and may even cause us to be sued by the bank, resulting in corresponding lawsuits. Therefore, when

In addition, we also need to understand who our current banking system is. Under the central bank’s system, that is, when we have overdue repayments, it is very likely that there will be bad Credit record, and these bad credit records will directly enter our personal credit system and have a serious impact on us, especially in our later lives. If we want a home loan, then it is very likely that we will not be able to get a loan from a bank, and we will not be able to take high-speed rail, trains or flights because of personal credit problems, and these things will be seriously affected.

To sum up, we can clearly know that if a credit card is overdue, it will bring us serious consequences, and these serious consequences include that our personal credit report will be seriously affected. our lives. This is right or wrong.