1. If it is due to judicial freezing, such as the list of bank untrustworthy persons, the bank card can only be unfrozen after paying off the arrears; If the judicial organ needs to handle a case, it can only be thawed after being verified by the relevant departments.
2. Incorrect password input of ICBC may also lead to freezing. In this case, you can bring your personal ID card and bank card to ICBC outlets for thawing procedures.
Go to the bank counter with my ID card and bank card to handle related thawing business. If the debit card is only applicable to local merchants, it is usually printed with the logo of the card issuer and its applicable processing system.
The international debit card has the same appearance as the credit card, and the logo of the international payment card institution is printed on the lower right corner. It goes through all the points of sale that accept credit cards. When using a debit card, the amount will be automatically deducted from the bank account and not included in the credit line.
Debit card characteristics
Ease of use and popularity: Debit card is one of the most commonly used payment tools in e-commerce because of its ease of use and wide popularity. More than 20 million outlets around the world accept signature debit cards from some international brands. Ease of use is one of the reasons why debit cards are becoming more and more popular.
Debit card can not only save you the trouble of carrying cash, but also be convenient to use and pay quickly. The monthly statement (or statement) can clearly show all transaction records.
Safe and reliable: Debit cards are as safe as credit cards. If your debit card is lost or suspected of being stolen, you should report the loss to your bank immediately to prevent others from stealing and reduce losses.
Note: Although the card issuer provides you with consumer protection, it does not mean that you can care about your debit card. Debit cards, like money in bank accounts, should be properly kept.
Please keep the password of your debit card safe, because revealing the password will bring you great risks. When changing the password through the ATM, please make sure that no one can see the password you entered; Avoid using multiple repeated numbers, too simple numbers, personal ID numbers, telephone numbers or other personal data that can be easily obtained by others as passwords;
In addition, when you get the VIP card, please check whether the password envelope is intact first. If it is damaged, please do not use it. You should contact the bank clerk to reset your password immediately. If there is no damage, please change the password at the self-service equipment immediately after signing and destroy the password envelope.
What if ICBC's credit card is frozen?
When the credit card is overdue, stolen or cashed out, the bank will automatically freeze the credit card.
1. ICBC's credit card can be unfrozen under certain conditions. If the credit card is frozen due to overdue credit card, the overdue amount should be returned as soon as possible. After paying off the credit card debt, the cardholder can call the bank's credit card customer service center to explain that the bank will generally lift the restrictions. After that, the cardholder should repay the loan on time, and do not cause any overdue, because the overdue credit card will be included in the personal credit information system, which will affect the future loan application.
2. If the credit card is frozen due to credit card cashing, it depends. If it is not subjective cashing, but the bank mistakenly thinks it is cashing, the cardholder can call the bank's credit card customer service center to explain the situation and apply for a credit card to lift the restrictions.
3. If the credit card is frozen because it is stolen, the bank will generally lift the restriction after the credit card is stolen.
4. You can apply for thawing through telephone banking 95588. If it can be thawed, the process will be completed within 2 working days. If it cannot be unfrozen, the card center may contact the customer himself to inform him (the situation varies from place to place). If the customer's reserved information is incomplete, he can only apply at the counter of the card center. If you need to unfreeze the card on the same day, please bring your own card and ID card to the counter of the local card center for direct handling. If it can be thawed, it can be thawed on the same day. If it cannot be thawed, it means that the card can no longer be used.
Extended data:
The suspension of credit card payment is a preventive measure taken by banks to strengthen management, ensure safety and prevent losses and adverse effects caused by fraudulent use of fake cards and lost cards. At the same time, it is also an important link to stop the payment of the main card or the auxiliary card at the request of the cardholder to reduce the losses and risks of the cardholder.
(1) credit card payment stop range
Credit card payment suspension is generally divided into cardholder's initiative to stop payment, issuer's initiative to stop payment, head office's initiative to stop payment and cardholder's initiative to cancel.
(2) Stop payment type
① loss reporting card;
② The main card requires to stop paying the subsidiary card, and the company requires to stop paying the company card;
3 credit cards that exceed the limit and are overdue;
④ Emergency stop payment card in this period.