After graduating from college and just starting a job in Jinan, I want to apply for a credit card. Which bank is better? Thank you

All are good. It mainly depends on the distance from you. Finally, I strongly do not recommend using the old bank. Bank credit cards, such as Postal Savings Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Bank of China. As for why, I won’t explain. If there are China Merchants Bank, Bank of Communications, Guangfa, Shanghai Pudong Development, Industrial Bank, and Shenzhen Development Bank nearby, you can take care of it. For example, if you like to see For movies, some banks allow you to watch movies for a small amount of money, and some credit cards are combined with large supermarkets, etc.

Also, if you apply for a card, it is best to apply for it at the same bank. Debit card, and then transfer the repayment directly, which is equivalent to borrowing money from the bank for one month without interest... and it saves the trouble of repayment... I want to apply for a credit card and buy a computer in Jinan. Which bank is better?

Go to China Merchants Bank. I just did it a few years ago. New cards can only be purchased at shopping malls designated by the bank. I bought the computer from Sanlian. It was divided into six installments, and it happened to be an event held by China Merchants Bank. There was no handling fee, which was very convenient. I graduated from college and got a job. Which credit card should I apply for?

It is still recommended to use a card from China Merchants Bank

Because other banks cannot apply for student credit cards after you graduate

If you apply for an ordinary card

You are required to show your work permit and proof of income

It’s very troublesome

If you want to apply for a China Merchants Bank card

Just provide the phone number of your workplace. Hello. , I want to apply for a credit card. Which bank is easier to apply for? My salary is not high, and I don’t have social security now. Many banks won’t cover it.

Do you have a driver’s license? Now ICBC has a card that only requires a driver's license and ID card, but the limit is not high. I am a newly graduated college student in Zhuzhou, Hunan. I have been working for one year and would like to apply for a credit card. Is it okay? What to do? what to do?

Yes, generally ok. At the company opening, prove your income. Also ask for copies of your ID card, etc. Please consult the bank for details.

If you want to apply for a credit card, which bank is more beneficial to college students?

Hello, personal credit is irrelevant to "finding a job in the future". It is only useful for bank loans, mortgage payments, etc. Debit cards are linked to credit cards. After the credit card's "due payment date" arrives, if If you haven't repaid the money yet, it will be automatically deducted from your debit card. As long as you use the card to make purchases, you can enjoy an interest-free period of 20-50 days (different banks). There is no interest-free period for cash withdrawals, but there are handling fees (except ICBC and Minsheng) and interest. For people who have no ability to repay, it is best not to apply for a credit card.

Hello, according to the requirements of the regulatory authorities, current students cannot apply for credit card business. If your parents hold our credit cards, you can apply for their supplementary cards. You are also welcome to apply for a China Merchants Bank credit card at any time after you start working or after your employment situation is confirmed. I want to apply for a credit card, which bank is better? It’s best if there is no annual fee and no consumption limit, thank you (^_-)

Nowadays, credit cards probably have annual fees and consumption limit. If I want to apply for a credit card, I can go to the ICBC in Jinan. Which one is better, or the one from China Merchants Bank?

There are handling fees for cross-bank and cross-regional business. . .

The advantage of ICBC is that it has many branches. . Functionally, they are almost the same. . Choose the card type you like according to your needs. .

It is difficult to apply for two cards with one ID card. . I graduated from college and now work in Shanghai. I want to apply for a credit card. Which bank is more suitable for me?

Never trust any financial institution in China. If you have money, secretly buy gold from the private sector and keep it instead of depositing it in a bank. Sooner or later, they will eat your money.