Can I swipe my credit card when checking into a hotel or hostel?

It can be swiped, and any UnionPay standard is acceptable.

Card swiping consumption refers to customers using Elite Club Account, Peony Money Link Card e-Age, Peony Money Link Card, Peony International Card, Peony Credit Card, Peony Credit Card and various co-branded cards when shopping at merchants. Payment is a settlement method in which the money is deducted from the relevant bank card.

Operation Guide

1. Swipe the card: Provide the cashier with the bank card and enter the password. For online payment, you need to go to the bank to activate mobile banking or online banking shield.

2. Inquiry: You can easily check the card consumption details through online banking and telephone banking. For customers who hold credit cards and elite financial account cards, some banks will also provide you with statements every month, so that you can You have a clear view of your accounting status.

Benefits:

1. Credit cards generally earn points,

2. Since the poster uses a credit card, he must know that the credit card is equivalent to interest-free deferred payment, so stay first If you check into a hotel and pay for it dozens of days later, why not? Just remember to repay the loan on time

3. If it is a luxury hotel, for example, a few thousand yuan/night, if you don’t mind installment, it will better meet your needs

4. Stay Hotels have identity verification and name registration, so there is no problem of cash consumption to avoid the leakage of personal information

In the end, credit card is not only suitable, but also better than cash

Hotel co-branding Detailed explanation of credit cards!

Co-branded credit card refers to an agreement between the credit card and the product dealer, so that the cardholder can not only enjoy the rights and interests of the credit card itself, but also enjoy the special preferential treatment of the merchant when making purchases. The co-branded credit card that everyone talks about the most is airline co-branded credit card. In fact, hotels also have co-branded credit cards. Today I will introduce to you hotel co-branded credit cards.

Since there are relatively few hotel co-branded cards, let me first list the domestically issued hotel co-branded cards and their redemption ratios.

The points value referenced in the calculation in the table is:

Yuan Yuan Yuan Yuan

It seems that if it is not a co-branded card, you basically need to pay an annual fee to exchange it. Hotel points, and the ratio is generally not very good. So for cardholders who stay in each hotel group, the credit card introduction is as follows:

InterContinental: It must be Pudong Development IHG Gold Card, there is no one.

Starwood: You can give it a try with the China Merchants Express Platinum Card. The thresholds for the latter two cards are higher. If you already have one, you might as well give it a try.

Hilton: It is recommended that the Citi Mileage Card has a basic redemption ratio that exceeds that of the China Merchants Express Platinum Card and is equal to that of the China Merchants Express Black Gold Card.

Shangri-La: If you can afford the annual fee, the Minsheng Shangri-La Deluxe Platinum Card is available. The standard platinum card doesn't mean much.

In addition, compared with swiping a card to exchange for air tickets, if there is no activity, the cost-effectiveness of swiping a card to exchange for a hotel is relatively low. Therefore, it is recommended that you mainly accumulate flight miles, and then redeem hotel points when the flight miles can meet your needs.

You can swipe your credit card when dining in a hotel. Are you being looked down upon?

You can swipe your credit card when staying in a hotel. When checking into the hotel, the front desk clerk will tell us whether we need to pay in cash or by card. There is no handling fee when you use your credit card when staying at a hotel. This is the same as when you spend money anywhere. Only part of the amount other than the required consumption amount is frozen as a deposit. When checking in at the hotel, the staff will first calculate all the room charges, and then freeze the amount from the credit card based on the situation. For specific information, you can call the credit card customer service hotline for consultation: issues related to credit card payment fees. The use of credit cards to pay hotel deposits is completed through the credit card pre-authorization business. The so-called credit card pre-authorization refers to a transaction in which the card issuer or its agency confirms the permission to freeze the amount before the special merchant deducts the money. That is to say, hotels and other merchants can swipe a credit card pre-authorization when the cardholder checks in. This amount will occupy the original limit of the credit card, and the credit card pre-authorization will be settled when the cardholder leaves the hotel.

If the cardholder makes other consumption at the hotel and confirms that he wants to pay the consumption with a credit card, the hotel will deduct a certain amount from the frozen pre-authorized amount according to the actual consumption. If the amount is insufficient, it will make up for it from the credit card limit. The above process is called Pre-authorization completes the transaction.

Why do you need a credit card to stay in a hotel?

Credit cards are more convenient and can be pre-authorized. After you check out, they can tidy up the room and finally settle the bill.

Hotel Credit Card Collection Regulations

When a customer uses a credit card to settle the bill at the hotel, the hotel needs to pay UnionPay a handling fee of 0.9 of the card amount. From the beginning of swiping the card, the basic process is from the card issuing bank---UnionPay---acquiring bank. This process takes about 2-3 working days. In other words, if the customer swipes the card tonight, the money will be deducted. The payment will not be credited to the hotel's account until next Wednesday before work. I have never heard of the credit card blacklist you mentioned. I have heard of fake and forged credit cards, and I have also heard of people with bad personal credit. In the former case, as long as the hotel verifies the signature, the hotel will not be held responsible. In the latter case, you simply cannot get a credit card.

This ends the introduction about hotels and credit cards and how long it takes for hotel credit card deposit refunds to arrive. I wonder if you found the information you need?