1. Can you apply for a loan with a Pudong Development Bank credit card?

You can directly apply for a universal fund with a Pudong Development Bank credit card.

2. Can you apply for a loan without a Pudong Development Bank credit card?

If you really do not have the ability to repay, you should negotiate with the bank or lending institution to extend the repayment period or repay it in installments.

The loan money will not have any consequences:

1. If the lending institution or bank fails to fulfill the judgment within the performance period after winning the lawsuit, it will apply for enforcement.

2. When accepting inquiries about properties, vehicles, securities and deposits in the name of the lender.

3. If the lender has no property available for enforcement and refuses to perform overdue repayments, negative information such as overdue repayment will be recorded on the individual's credit report, and he may even be detained by the judiciary.

4. If the person has the ability but refuses to execute, he is suspected of refusing to execute the judgment or ruling.

3. How much loan can you get with a Shanghai Pudong Development Credit Card credit card limit of 30,000?

30,000. Generally speaking, you cannot get a loan with a credit card limit of 30,000. You can apply for a loan with a credit card, and it is a loan provided by a bank. Under normal circumstances, the 30,000 quota is handled based on the overall quality of the individual. If the individual's job is stable and the source of income is reliable and not high, then the quota does not require providing some real estate, cars, deposits, etc.