1. What is the approximate interest rate for a three-year car loan with a loan of 135,000 points from the Agricultural Bank of China?

The fees for Agricultural Bank of China’s Chedaibao mainly include the guarantee fee for the installment amount (mortgage loan) 1, For a 1,000 yuan processing fee and installment (mortgage loan) interest, for example, if a citizen applies for a credit card car installment (mortgage loan) of 100,000 yuan, he only needs to pay various fees of 2,000 yuan, which is nearly less than a mortgage loan through traditional channels. 2000-4000 yuan. At the same time, Agricultural Bank of China's Chedaibao also has certain advantages in terms of interest rates. The current market rate for the three-year traditional car loan business is about 10, while the interest rate of Agricultural Bank of China's Chedaibao is only 9.27, and the converted monthly interest is only 2.57%. For example, if the credit card car installment (mortgage loan) is 100,000 yuan, the customer only needs to repay the principal of 2,778 yuan and the interest of 258 yuan every month. Agricultural Bank of China Auto Loan is not only low in cost, but also takes only 3 working days to process. It also has the advantages of no restrictions on car models and dealers, simple procedures, and high credit limits.

2. What is the latest car loan interest rate of Agricultural Bank of China or China Construction Bank, and how to calculate the monthly repayment?

Large banks like this have the same repayment methods across the country, and the repayment methods are also different. To confirm, you can go online Find a loan interest rate calculator

You can also go directly to the local bank to consult with the sales staff

3. How much is the average interest rate on a car loan?

Nowadays, many people choose loans when buying cars. Buying a car with a loan can reduce the financial pressure on consumers. Among them, car loan interest rates are a topic that most consumers are concerned about, so the car loans of major banks What is the interest rate?

There are three main forms of car loans, such as credit card installment car purchase, bank car consumption loan and car finance company loan. The interest rates of these three loan methods are different:

1 . Credit card installment car purchase: The bank does not charge interest, only installment fees. However, different banks have different credit card installment fees, so the specific interest rate will be determined based on the credit card installment amount, number of installments, and installment interest rate.

2. Auto finance company loans: Auto finance company loans sometimes have interest-free activities, but the 4S store will charge a part of the service fee. If interest is charged, the interest rate is about 8-12, which means that for a loan of 100,000 yuan, the interest per year is about 8,000-12,000 yuan.

3. Bank automobile consumption loans: All banks have automobile consumption loan services. The loan interest rate is generally between 3.5 and 12, which means that for a loan of 100,000 yuan, the annual interest is about 3,500 - 12,000 yuan.

What are the car loan interest rates of major banks?

ICBC: within 6 months (including 6 months) 5.6%; 6 months to 1 year (including 1 year) 6; 1 to 3 years (including 3 years) 6.15; 3~5 6.4% per year (including 5 years); 6.55% for more than 5 years.

Agricultural Bank of China: 1 to 3 years (including 3 years) 5.31; 3 to 5 years (including 5 years) 5.4%.

Bank of China: 3.5 in 1 year; 7 in 2 years; 11 in 3 years.

China Construction Bank: 4 in 1 year; 8 in 2 years; 12 in 3 years.

China Merchants Bank: 1 year (optional loan for 6 months) 5.1%; 1 to 3 years (including 3 years) 5.5; 3 to 5 years (including 5 years) 5.5%; more than 5 years 5.65 %.

Ping An Bank: 4.35% for 1 year; 4.75% for 1 to 5 years (including 5 years); 4.9% for more than 5 years.

According to the regulations of the Central Bank, car loans are subject to the benchmark loan interest rate, but each financial institution can float within a certain range above and below the benchmark interest rate. So what is the car loan interest rate? You can refer to the above.

In summary, the car loan interest rates of major banks and the loan interest rates of major banks will change according to the time of your loan. You can choose according to your own situation.

4. What is the interest rate of the Agricultural Bank of China car loan?

How to calculate bank loan interest? The method is as follows: 1. How to calculate the annual interest rate of daily loan interest. We are applying for a small consumer loan It is often seen that interest on loans is calculated on a daily basis and can be borrowed and repaid at any time.

In this case, annual interest rate = daily interest rate times 360. For example, we obtained a loan of 10,000 yuan from Xicai Loan Supermarket, with a term of 15 days and a daily interest rate of 0.04. Then the annual interest rate of the loan = 0.04 times 360 = 14.4. 2. How to calculate the annual interest rate of monthly loan interest? When we apply for loans with larger amounts, we can often see that these loans can be repaid in monthly installments. What you can know is the monthly interest rate, not the annual interest rate. In this case, the formula for calculating the annual interest rate is: annual interest rate = monthly interest rate multiplied by 12. For example, we obtained a loan of 10,000 yuan from Xicai Loan Supermarket and repaid it in monthly installments, with a maximum of 6 installments and a monthly interest rate of 1. Then the annual interest rate of the loan = 1 times 12 = 12. 3. How to calculate the annual interest rate of quarterly loan interest. In rare cases, some loans are repaid every three months, that is, the loan is repaid quarterly. Everyone only knows what the interest rate is every quarter, but they don’t know what the annual interest rate is. The formula for calculating the annual interest rate at this time is: annual interest rate = quarterly interest rate multiplied by 4. For example, we obtained a loan of 10,000 yuan from Xicai Loan Supermarket. The loan is repaid once every quarter, the loan is 9 months, and the loan is repaid 3 times. The interest rate per quarter is 3. Then the annual interest rate of the loan = 3 times 4 = 12. Money plans in life can never keep up with changes, and there will always be times when you are unable to open a business or need money urgently. Du Xiaoman Finance is a subsidiary of the original Baidu Finance. The company is registered with the Chongqing Industry and Commerce Bureau and operates under a formal license, working closely with regular banks and consumer finance companies. and other licensed financial institutions to provide services. The credit limit of Youqianhua is 500-200,000, with the lowest daily interest rate starting at 0.02 and the annualized interest rate starting at 7.2. The actual interest rate is determined by the system based on the user's comprehensive situation. The borrower must be over 18 years old and not over 55 years old. The loan information is only A second-generation ID card and bank card are required, and current students are not supported in applying for loans.