2. The dream card is free of annual fee within the validity period, and the standard platinum card is charged at the rate of 680 per card per year. The annual fee for nuclear card is free in the first year, and can be exchanged for 30,000 points in the next year.

3. The card face of the dream card can be customized, and the standard platinum card is generally formulated by Shanghai Pudong Development Bank. Because of this, the dream card also needs to charge a certain production fee when applying, generally each card is 50 yuan.

4. Besides, there is little difference. Perhaps the standard platinum card can enjoy more rights than the platinum dream card, after all, the level is higher; Also, the standard platinum card may have higher requirements for customers' asset income.

5. To apply for a card, the customer must be at least 18 years old and have full capacity for civil conduct. Secondly, we must have a stable and legitimate source of economic income and the ability to repay on time; Furthermore, the customer's personal credit should be good and there should be no bad credit record in the near future.