Digital credit cards can be used through online consumption and offline credit card swiping. Network consumption refers to the use of digital credit cards for consumption on the platform with UnionPay, and supports credit card payment; Offline swiping is to bind the digital credit card with Alipay or WeChat, so that you can scan the code to pay or swipe the POS machine in offline stores that support credit card payment.

Digital credit card is a credit card product issued by banks. Different from ordinary credit card products, digital credit card has no physical card, which is also called virtual credit card. Usually, after a user successfully applies for a digital credit card, the bank will provide information such as virtual card number, security code and expiration date.

What are the application conditions for digital credit cards?

Users should be between 18-65 years old and have full capacity for civil conduct; The user's credit information is good, and there can be no bad records in the credit information; Users have a stable job and income, and have the ability to repay the principal and interest; Users must hold valid identity documents.