Hello, if you need to use a credit card to transfer money to another person's account, then since the function of the credit card is mainly used for overdraft consumption, it does not have the transfer function of a debit card, so the transfer cannot be performed. Remittance business.
If you use the cash advance function of a credit card to pay, the cash advance will incur corresponding handling fees and interest (1) Handling fee: The handling fee for domestic RMB cash advance is calculated as 1% of the amount of each transaction. , with a minimum of RMB 10 per transaction. Overseas (including Hong Kong, Macao and Taiwan) cash advances are charged at 3% of the amount of each advance, with a minimum of RMB 30 or US$3 per transaction. (2) Interest: Cash advance transactions are not interest-free. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date, and compound interest will be charged on a monthly basis. Compound interest, that is, the interest accrued last month, will also be calculated as interest.
If you have any other credit card questions, you can add the credit card QQ corporate customer service (4008205555) or WeChat (China Merchants Bank Credit Card Center) for consultation. Thank you for your attention and support to China Merchants Bank!