What is the limit of CITIC Unicom UnionPay single currency co-branded credit card?

All banks’ common credit cards do not exceed 10,000 yuan.

The limit of CITIC Bank is on the low side. Yes, it’s probably less than 8,000 yuan. My brother’s regular card is 2,500 yuan!

What are the privileges of the CITIC Bank Tencent King Card co-branded credit card?

In addition to enjoying the basic rights and interests common to CITIC credit cards, China Unicom and CITIC co-branded cards also have the following privilege policies:

1. Privilege 1: No annual fee for using CITIC Tencent King Card credit card

Co-branded card gold card: 200 yuan annual fee is waived when swiping the card. In the month when the card is opened (i.e. activated), the annual fee for the first year will be waived if you use the card to make a purchase or withdraw cash once (no limit on the amount); in the first year, if you use the card to make a purchase or withdraw cash five times (no limit on the amount), the annual fee for the next year will be waived; in the following year, if you use the card to make a purchase or withdraw cash five times, the annual fee will be waived. The annual fee for the third year is waived for three times (no limit on the amount), and so on.

Co-branded card Platinum Card: The annual fee of RMB 480 is waived for the first year, and the annual fee for the next year is waived when swiping the card (including cash withdrawals) 12 times during the bill year, and so on.

2. Privilege 2: You can get 12 months of Tencent King Card monthly rental by swiping your card (referred to as "monthly rental gift right"), which consists of the following two conditions. Monthly rent" and "Swipe the card and get 9 months of Tencent King Card monthly rent". Only by meeting the following two conditions at the same time can you achieve the maximum gift of 12 months of Tencent King Card monthly rent)

Condition 1: Get a free gift after applying for the card 3-month Tencent King Card monthly rental: New customers can make one point-based transaction at will within 60 days of applying for the card.

Condition 2 content: Swipe the card to get another 9 months of Tencent King Card monthly rent: Starting from the third month of the conditional one-month rental bonus, if a single point-based transaction each month reaches 99 yuan or more, you can get a bonus 1 month rent, up to 9 months.

Co-branded card customers who fail to successfully participate in condition one can directly participate in condition two.

Note: Privilege 2 requires co-branded card customers to scan the QR code on the card or bind the Tencent King Code to the co-branded card in the King Card Assistant, and both the co-branded card and the credit card are in use. You can enjoy it only if the co-branded card transactions meet the standards.

A. Condition 1 Activity content: Get 3 months of Tencent King Card monthly rent when you apply for the card Monthly rental of Tencent King Card. New customers who apply for the card and make one point-based transaction within 60 days will receive a free 3-month monthly rental of Tencent King Card.

2) The 3-month King Card monthly rental is given in the form of 60 yuan in phone calls, and the paid phone calls can be used to deduct communication expenses (including monthly rent, text message charges, call charges, international long distance, international roaming, etc.) . Existing Tencent King Card products include Tencent Xiao Wang Card, Da Wang Card, Tian Wang Card, and Di Wang Card. Customers can apply for a co-branded card and enjoy the co-branded card privileges. Among them, the Da Wang Super Membership Card enjoys the same privileges as the Da Wang Card. Tencent will be added in the future. Wangka products are subject to the latest event notification.

3) Customer card verification time: February 1, 2018 to December 31, 2018.

4) Customer transaction time: February 1, 2018 to March 2, 2019.

5) This benefit is only available to new CITIC credit card customers. New customers refer to customers who have never applied for a CITIC credit card, or who have applied for a CITIC credit card but canceled their account for more than 180 days, or who only hold a CITIC Blue Card.

Is it easy to apply for a credit card after receiving a text message from China Unicom with an invitation letter for a CITIC and China Unicom co-branded credit card?

Depending on the circumstances, if it is really an invitation from a bank, it should be easier to apply for a credit card. If it is just a marketing advertisement and a scammer text message, it may not be easy to handle.

First of all, the text messages we received can be divided into two parts:

1. The actual invitation text message for card application sent by the bank

1. It is the end of the year. Facing the year-end performance appraisal, the performance of the credit card department directly affects their year-end bonus. At the same time, many customers' credit cards expire at the end of the year and the beginning of the year. Therefore, the end of the year is a favorable opportunity for major banks to compete for customers.

2. When banks invite people, they always call the invited people high-quality people. This is just a sales method.

In fact, banks have relaxed restrictions for a period of time, greatly improving the approval rate for card applications and making credit lines more attractive. The credit limit is also determined based on your actual income, debt repayment ability, etc.!

3. It’s just a bank’s advertising-like marketing method. There are currently only two. One is to promote the bank to increase its presence and improve the bank's visibility. Second, carry out certain product promotion and popularization activities while publicizing!

4. The end of the year and the beginning of the year are the golden seasons for consumption. If you apply for a bank card, you may make consumption and give the bank agency profits, so it is understandable to promote promotions at this time, right?

2. Other platforms pretend to be banks and send mass text messages

1. The so-called card invitation text messages you receive are actually sent by scammers in bulk, and they are not official invitations, but some People get a large number of mobile phone numbers and send them in groups in order to make money from you to apply for cards. In fact, the real invitation card application format is probably like this

"Dear XXX (your name), based on your good credit record in our bank. We sincerely invite you to apply for our bank's credit card, XXX year XX month XX If you successfully apply for a card and spend XX yuan on the card on the same day, you will be rewarded XXXX.” Also, the official will generally not promise the limit!

In addition, some banks offer event gifts for invitations to apply for cards. For example, Ping An invites 6 people to receive applewatches, and China Merchants Bank invites members to receive points. Even if you open the link and fill in the information to successfully apply for the card, the limit is not that high. It means that he has successfully invited one person to apply for the card. The cost of sending a group text message is only one cent, and converting free gifts into cash is a profitable business.

The most important point is! If you have no dealings with this bank, such as daily transactions, housing loan, car loan, provident fund, etc., the bank will not invite you at all, and you can only apply online or import the documents at the branch.

2. There is also a virus link sent by the gang. Once you click on the link and enter the information, it is possible that your information will be stolen, and your bank card funds will be emptied, etc.!

Final reminder: When you encounter these text messages, if you are not sure whether they are genuine bank invitation text messages or virus text messages, if you want to apply for a card, it is best to contact the bank official for consultation. If not, it is best to delete them immediately to avoid If you click on the wrong link, your property will be stolen!

What is the China CITIC Bank Tencent King Card Co-branded Credit Card?

The "CITIC Bank Tencent King Card Co-branded Credit Card" (hereinafter referred to as the "Co-branded Card") is a joint venture between China Unicom and China CITIC Bank Credit Card Center (hereinafter referred to as the "Co-branded Card") (referred to as "CITIC Card Center") jointly launched a co-branded credit card product with the purpose of giving back to old Tencent King Card users. Tencent King Card users apply for a co-branded card on the "Wang Card Assistant" WeChat official account, and the CITIC Bank Credit Card Center will conduct credit review and delivery. After the user binds the Tencent King Code with the co-branded card information, if the card is swiped up to the standard, the user can enjoy the free monthly rental benefits of the Tencent King Card for up to 12 months, and can also enjoy free annual fees and discounts on food, drinks and entertainment. Enjoy endless discounts.

Activity time:

1. Online time: Wangka Welfare Club will be pre-launched on February 8, 2018, and will be officially launched on February 12, 2018.

2. The card is valid for the event from February 1, 2018 to December 31, 2018;

Note: Only co-branded cards approved during this time can enjoy "Privilege Two" "Monthly rental gift rights", if the event is extended, please refer to the latest notice from Wangka Assistant.

Event content:

Customers who are targeted by the event can enter the name card application page through the event page in the "Wang Card Assistant" WeChat public account, fill in personal information and apply for a co-branded card . When applying for a co-branded card on the co-branded card activity page, if the user has bound the Tencent King Code in the "King Card Assistant", he or she will enter the credit card application page; if the King Code has not been bound, a pop-up window will pop up to remind the user to bind the King Code and cannot be skipped. Go to the credit card application page. There is no verification step after entering the name card application page, and you can submit a co-branded card application order.

The co-branded card will be reviewed and distributed by CITIC Card Center. The card paper delivered with the co-branded card will explain in detail the card opening method of the co-branded card (including card space APP, WeChat, and SMS card opening) method), users need to open a card before they can use the co-branded card normally, and enjoy corresponding privileges when they meet the corresponding card swiping conditions (see "Activity Details" for details).

For the basic functions of the co-branded card, please refer to the "Activity Details". After the user meets the corresponding activity rules, the basic rights and privileges will be verified and realized by the CITIC Card Center. Among them, the second privilege is "Monthly Rental Gift Rights" Users need to associate and bind the Tencent King Code after opening the card, and after the card is swiped to meet the standards, CITIC will verify it and give away the phone credit.

The "monthly rent gift benefit" of the co-branded card consists of two conditions: Condition 1 "Get 3 months of Tencent King Card monthly rent when you apply for the card" and condition 2 "Swipe the card and get 9 months of Tencent King Card monthly rent" .

Condition 1 "Get 3 months of Tencent King Card monthly rent when you apply for the card" is an activity that users participate in within 60 days of applying for the card, and it is a one-time phone credit gift;

Condition 2 " Swipe your card to get another 9 months of Tencent King Card monthly rent. "Participation will begin when the user swipes the card and meets the standard in the third month after receiving the phone bill. Users who do not participate in condition 1 in time within 60 days of card verification will directly participate in condition 2 and swipe the card to meet the standard. Then the monthly rent will be given away.

This concludes the introduction to CITIC Unicom co-branded credit card and China Unicom co-branded credit card. Have you found the information you need?