The fixed credit line of China Merchants Credit Card is 48,000, and the temporary credit line is 105000 (according to the ratio of temporary credit line to fixed credit line, the temporary credit line here should be 10500), and the temporary credit line cannot be added twice; You can apply again immediately after the temporary quota expires. Whether to approve or not depends on the audit results of the credit information system.

How to adjust the temporary quota;

① Cardholders can apply for a temporary increase in the credit limit by calling the bank's customer service phone, and the credit limit can generally rise by 10%~50% (generally 20% of the fixed credit limit);

② The temporarily increased credit line may not enjoy the interest-free treatment of ordinary credit line;

③ Some banks stipulate that the temporary quota is only 30 days interest-free repayment period;

(4) If the temporarily increased amount is overdue, an overrun fee of 5% will be charged for this part of the arrears;

⑤ The amount you can apply for is determined by the cardholder's repayment, credit history and usual credit card consumption.