How to deposit money in China Merchants Bank deposit machine
1. Operation steps
China Merchants Bank ATM machine supports card deposits and cardless deposits. Card deposit process: Insert All-in-one card or credit card, enter the all-in-one card withdrawal password or credit card transaction password, then click "Deposit" and follow the prompts; no-card deposit process: click "Other Business-No Card Deposit" on the screen and follow the prompts, all-in-one card no-card deposit slip The transaction limit is RMB 10,000, the daily limit is RMB 50,000, and the single-day cumulative limit for credit card-less deposits is RMB 20,000.
2. Other deposit methods
There are three main ways for users to deposit funds into their personal China Merchants Bank accounts. One is to bring the cash to be deposited, personal ID card and China Merchants Bank bank account. Go to the counter of a China Merchants Bank business outlet to handle deposit business with your card. In this case, users can apply for current deposits or time deposits. They only need to inform the staff of their needs; the second is to use the bank's ATM self-service deposit and withdrawal machines To make a deposit, insert the China Merchants Bank card into the self-service machine, and then put the cash in; third, directly transfer the funds to the China Merchants Bank card account through mobile banking or online banking transfer. After that, if the user wants to make a time deposit, he can go through Use mobile banking or online banking.
Three. , Introduction to China Merchants Bank
China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first joint-stock commercial bank in China that is completely owned by corporate legal persons. It is also the country's initiative to promote banking industry reform from outside the system. The first pilot bank. Since it was first shortlisted for the Fortune Global 500 in 2012, it has been shortlisted for seven consecutive years. In 2018, it ranked 213th on the Fortune Global 500. [5][6] On June 26, 2019, eight banks including China Merchants Bank were among the first to launch the online enterprise information verification system. [7] In July 2019, the 2019 Fortune Global 500 was released, ranking 188th. [8] In November 2019, it ranked 85th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative.
Can I save money with a China Merchants Credit Card?
Can I save money with a China Merchants Bank Credit Card?
You can save money with a credit card, but when you want to take it out, There is a lot of handling fee, so it is not recommended to use your credit card as a debit card.
Can I deposit money into the China Merchants Bank credit card? Is there any handling fee if I withdraw the deposited money?
You can deposit money into it, and you can deposit any amount.
It’s just that the money you save is first used for repayment.
If there is no overdraft, it will be treated as a balance and used to pay the bills due next month or you can withdraw cash.
It’s just that cash withdrawals require handling fees but no interest.
Can China Merchants Bank credit card be used to deposit money in other banks?
China Merchants Bank bank cards cannot be deposited at other banks’ deposit machines or business hall counters. You can only bring cash to other banks’ business hall counters for inter-bank remittance without a card.
Can I save money with a China Merchants Bank credit card?
You can save money, but there is no interest.
When the amount deposited into a credit card exceeds all outstanding balances in the account, the excess amount is called "overpayment" and will be automatically deducted from subsequent credit card purchases.
Cardholders can also call our credit card service hotline to claim back the overpayment by transferring funds to their debit card. The account name and ID number of the debit card used must be consistent with that of the credit card. Overpayments in US dollars can only be claimed with the China Merchants Bank All-in-One Card.
How to get it back: Call the credit card service hotline, verify your identity, and press 9 to be transferred to a customer service specialist.
Overpayment recovery handling fee: 0.5 of the amount recovered, with a minimum of RMB 5 or US$1 and a maximum of RMB 50 or US$10.
Note: If the overpayment is withdrawn through cash advance channels, a cash advance fee will be charged.
Can China Merchants Bank credit card repayment be deposited directly?
Hello, if you use China Merchants Bank credit card, in addition to repaying through our bank's automatic repayment machine or counter, I There are many bank repayment methods, and each city’s repayment method and credit arrival time are also different. For details, please log in to the credit card website. For details, please log in to the credit card website cc.cmbchina/CusService/Repayment.aspx. There are currently five major options: online repayment, automatic repayment, telephone repayment, bank branch repayment and convenient branch repayment.
Can I deposit money into the China Merchants Credit Card to buy Apple if my credit limit is not enough?
Yes. If you are unable to apply for installment due to insufficient quota, it is recommended to use the following methods: (1) Apply to increase the fixed quota; (2) Complete the installment transaction by depositing the corresponding amount of money for the insufficient quota (i.e., overpayment installment); this You need to apply manually. (3) Pay part of the money to the merchant in cash or other ways to reduce the amount of installment payment; (4) After the one-time payment, call to apply for bill installment, but bill installment needs to pay corresponding handling fees. Whether the application is approved will be determined by our bank The comprehensive evaluation results shall prevail.
Can I save money with a China Merchants Bank credit card?
You can save money.
But generally do not save money on credit cards, because:
First, there is no interest;
You can A implicit card (debit card) is associated with a credit card.
That is, the balance on the credit card will be automatically deducted from the savings card.
Can I save money with a credit card?
You can save money with a China Merchants Bank credit card, but interest is not calculated. It is recommended to deposit the funds into a savings card.
I have deposited too much money into the China Merchants Credit Card. Is there any handling fee for withdrawing it?
Who said it wrong? The handling fee for withdrawing cash from China Merchants Bank Credit Card is 1 yuan, with a minimum of 10 yuan (student card Chuanyue) There is no handling fee for the first cash withdrawal). It’s the same whether you withdraw cash from your overdraft or deposit money yourself.
1000 is exactly 10 yuan. If you want to use it in a hurry, the handling fee is actually not much. If you are not in a hurry, just continue to spend and wipe it out, and you will pay back 1000 less next time.
Can I deposit money on a credit card?
Credit cards are personal financial products that “spend first and pay later”. In order to cope with temporary high consumption needs, you can deposit money into the credit card. However, the deposit in the credit card does not bear interest. If you withdraw cash directly , it will be regarded as a cash advance, and a cash advance fee will need to be paid. It is recommended that you save the overpaid funds for the next repayment.
The merchant’s Pikachu credit card can be used to save money
Yes.
The Pikachu credit card offered by China Merchants can be used to save money, but there will be an annual fee.
You can deposit money into your credit card through an automatic deposit machine or transfer money online. Like ordinary debit cards, credit cards can also be used to deposit and withdraw money from automatic deposit and teller machines. In addition to this kind of offline deposit, users can also choose to transfer money online. For example, bind a credit card to a frequently used transfer software and transfer money directly to the credit card.
How to save money with a China Merchants Bank credit card?
If it is a China Merchants Bank credit card, you can. However, it is not recommended to deposit too much. There is no interest on deposits, and fees will be charged for withdrawals.
This ends the introduction on how to save money with China Merchants Credit Card and how to withdraw money from China Merchants Credit Card. I wonder if you found the information you need?