1. Different application standards: The application standards for platinum credit cards are much higher than those for ordinary credit cards;

2. Different limits: Generally, the limit of platinum credit cards is more than 50,000, and the limit of ordinary credit cards is between 3,000 and 3,000. Between 10,000. Different banks give different amounts;

3. Different benefits: Platinum credit cards have more benefits than ordinary credit cards;

4. Different annual fees for credit cards: Platinum credit cards have higher annual fees than ordinary credit cards Credit card annual fees are expensive. Generally, platinum credit card annual fees are tens of thousands or hundreds, and ordinary credit card annual fees are generally around 100. Different banks will charge different credit card annual fees.

The above are the differences between platinum credit cards and ordinary credit cards.

What are the benefits of applying for a Platinum Credit Card?

1. Have a high limit: Platinum credit card limits range from tens of thousands to hundreds of thousands of yuan, and some banks can even reach 1 million yuan. The high credit limit of Platinum Credit Card can meet the user's card consumption requirements in a wide range;

2. There are many benefits: you can enjoy several times points by swiping the credit card, free aviation accident insurance and delay insurance, vehicle rescue services, Car rental discounts, free golf, airport VIP room services, free airport or high-speed railway upgrade services and free routine physical examination services, bank professional customer service hotline, bank free queue application service, etc.

This article mainly writes about the differences between platinum credit cards and ordinary credit cards, for reference only.