It is very simple to check your personal credit report on your mobile phone. You can check it in just two steps.

1. Open the browser, search for the Credit Information Center of the People's Bank of China, verify the problem after registering and logging in, and wait patiently for the 24-hour verification code to be issued. Enter the verification code to query your simplified version of the credit information. Only the simplified version can be found.

2. If you find the first method troublesome, then the second method is simpler and more convenient. Open WeChat and search: Mimi data. Click Query and enter information to query your own Baihang credit data. This data comes from online loan platforms and UnionPay centers across the country. Users can query their own big data and credit status, and obtain various indicator data. Your personal credit situation, blacklist status, online loan application records, application platform type, whether it is overdue, the overdue amount, whether there are any arbitration cases, and other important data information.

Compared with the central bank’s personal credit report, personal credit records are more extensive and issued by more diverse institutions, such as Mimi Data and Zhima Credit Score, which are all part of the personal credit record. It is more similar to the big data credit report mentioned on the Internet, and is a useful supplement to the traditional personal credit report.

At present, the country is building an all-round "credit network" with no blind spots, connecting society and sharing information, whether it is credit reports or personal credit records, are important components of it. part. Protect your own credit. For everyone, credit is the greatest asset and wealth.