As long as it is overdue for more than three days, the bank will automatically seal the card and freeze it, and will not provide it to users any more.

it's been a year, and this situation has been frozen for a long time.

At present, on the one hand, the bank urges users to pay back quickly, waiting for users to make up the arrears, and at the same time, the bank will ask users to call customer service to cancel the card after paying off the arrears.

The most important thing is that if you don't pay it back every day, the interest will continue to accumulate day by day. Remember, it's every day, not on a monthly basis, which makes things worse for those who owe money. There was no money in the first place, and now we have to bear the late payment fee and the interest arising from it, which further aggravates the economic burden.

Therefore, if the landlord is overdue, he'd better hurry to repay the loan, otherwise, it will be difficult for the credit to return to normal.