How to fill in the credit card validity period
YY= year; MM= Month
Date is filled in month/year format, for example, 7/2 means that your credit card is valid for July 22.
the credit card expiration date is printed with the words "VALIDTHRU" at the bottom, and VALIDTHRU is the expiration date of the credit card, that is, the credit card expiration date. Most credit cards issued by domestic banks are valid for three years, counting from the day your credit card is approved.
the validity period of a credit card is usually 3-5 years. After the expiration date, the card will not be used again. If you continue to use it, you need to sign a contract with the bank again. In the past, cardholders were required to go to bank outlets to sign contracts. With the development of electronic technology, credit card renewal can now be handled only by telephone or the Internet.
The purpose of establishing the validity period of a credit card is to prevent the credit card from being damaged after long-term use. Cardholders who frequently use the credit card for consumption will certainly be worn or damaged to a certain extent after long-term use. Therefore, the bank will replace the credit card regularly to ensure the continuous use of the credit card, and at the same time, it can conduct risk assessment on the cardholder. Everyone's economic level will change. The salary income will be high or low in a few years, and the cardholder's economic ability and spending ability in a few years will be a dynamic process.
the bank will also make a new evaluation according to the cardholder's financial ability and consumption ability. If the cardholder's risk is reduced or the financial income is more stable than when the card is issued, the bank will upgrade the cardholder's card to a higher level when changing the card. On the contrary, if the cardholder's risk increases or his spending power decreases, the bank will also reduce the credit card limit or cancel the card when changing the card. After the credit card expires, the old card should be destroyed in time to prevent criminals from using it.
Consequences of overdue credit card:
1. Liquidated damages, usually the minimum repayment amount, 5% of the unpaid part.
2, high interest, and it is a rolling interest, and interest is very scary when there are many debts.
3. The overdue period will stain the credit record, which will lead to the inability to handle financial needs such as house purchase and loan in the next two years.
4. If it is overdue for more than 3 months and the amount exceeds 1,, the bank has failed to make several reminders, and it will not only pay back the money, but also bear criminal responsibility.
how to fill in the validity period of the credit card
generally, the word "VALIDTHRU" will be printed on the lower part of the front of the card, which stands for the expiration date of the credit card, meaning that the validity period lasts until.
MM in "MM/YY" on the right represents the month and YY represents the year (m is the first letter of the word MOUTH month, and y is the first letter of the word YERA year), so the format of filling in the validity period is month/year (this is the expression of English date, and the month is usually placed before the year). For example, 9/21 means that the validity period of the customer's credit card will expire in September 221.
credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay.
quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
Application
In most cases, citizens with full capacity for civil conduct (citizens over 18 years old in Chinese mainland) and a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China.
each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank.
after the customer truthfully fills in the application form, he/she should submit the completed application form as well as the relevant credit certificate. The application form is accompanied by a contract for using a credit card. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, the privacy protection policy of the issuing bank, etc., and must have the applicant's autograph.
card cancellation
before the credit card is cancelled, the account balance must be cleared, and the card cancellation process should be completed within 45 days after the application is made.
how to fill in the validity period of wechat bound credit card
the general standard of credit card validity period is below the credit card. The standard format is that the month comes before and the date comes after (for example, 8/14 means that the credit card is valid in August 214), and the format of the validity period is MM/YY, that is, "month/year".
1. After the credit card is issued, the expiration date will be displayed on the card face, specifically printed below, and there is an English word "VALIDTHRU", which means expiration date.
2. A credit card, also called a debit card, is a credit certificate issued by a commercial bank or credit card company to a qualified consumer. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.
how to enter the validity period of the bound credit card
just enter it in the order of MMYY, such as 7/2, which means July 22. Credit cards are generally valid for 3-5 years.
most credit cards issued by domestic banks are valid for three years, counting from the day when the credit card is approved.
usually, before the expiration of the validity period, banks will remind users by email, SMS or letter some time in advance.
how should I fill in the expiry date when adding a credit card account number to mobile banking (please enter the expiry date (MMYY))?
YY= year; MM= month. For example, enter 214 in February 214, and the expiration date can be found on the card.
I hope the following information will help you:
A credit card, also called a debit card, is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.
credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which cardholders have a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card. From January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the management of the upper and lower limits of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate). On May 25th, 221, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.
How to input the "card validity"
Credit card validity is located on the left side of the middle position below the front of the credit card and consists of four digits. The first two months and the last two years can be entered according to the information on the credit card.
there is an expiration date under the 16 digits on the front of the credit card in MM/YY format. For example, 9/18 means it is valid until September 218.
when calling the bank's customer service hotline, you can activate it by entering information such as ID number, credit card and valid number as prompted.
Extended information:
Credit card is a payment method for non-cash transactions and a simple credit service. Credit card is a special carrier plastic card for consumer credit cards, which is 85.6mm long, 53.98mm wide and 1mm thick. Regardless of the amount, the credit card must be activated before normal use.
The common ways to activate credit cards are:
1. To activate at the counter of the bank, you need to bring your credit card and personal ID card and bind the reserved mobile phone.
2. Call customer service to activate. According to the voice prompt or directly manually, the real identity after the core version will be activated for you.
3. Log in to the official website of the issuing bank to activate. Similarly, you need to check your identity information and the reserved mobile phone number.
it is important to note that when using a credit card, you need to make reimbursement and credit records, otherwise, if you can't pay for the meeting by swiping it to the memory card at one time, the remaining cases will generate corresponding benefits, which will be reflected in the next payment.
This concludes the introduction of how to enter the validity period of a bound credit card and how to enter the validity period of a bank card. Did you find the information you need?