The advantage of ICBC's global gold card is that it can be paid directly in RMB, using ten foreign currencies such as US dollars, euros, Hong Kong dollars and British pounds, and there is no conversion fee. When spending in countries or regions other than these ten foreign currencies, you can automatically waive the currency fee. When purchasing tickets from more than a dozen well-known airlines at home and abroad, you can enjoy special discounts and various services, and you can enjoy shopping discounts at global merchants designated by ICBC.