I don’t know if you have ever encountered this situation. After you get the credit card, you can’t call to activate it directly. Instead, you have to take the card to a bank branch for an interview to activate it. Going to a bank branch is too troublesome. Many cardholders may even have to travel half a city for an interview. For this reason, some cardholders want to know if there are any credit cards that can be activated directly without an interview. Let me answer this question for you. As we all know, credit card applications have the three-person principle, that is, the bank must see the applicant in person, verify the original ID card of the applicant, and see the applicant’s signature in person. Therefore, the cardholder is often required to go for an interview, otherwise even if he gets the credit card, he will not be able to do so. For self-service activation, especially for friends who apply for the card online, the interview is a must-go process. Of course, if you want to activate your credit card directly without an interview, that is also possible.

1. Apply for a black technology credit card. The so-called black technology credit card is mainly a bank specialty card, but there are relatively few such credit cards. For example, the Ping An Autohome co-branded card is said to be the only one in the entire Ping An Bank. A credit card that can be activated directly without an interview. Even if it is your first card, you can activate it directly in Ping An Pocket Bank after receiving the card. The card benefits of this card are quite good, including 1.1 million yuan of accident insurance for all vehicle occupants, free roadside assistance for 30 kilometers, a monthly gift package worth 170 yuan for car maintenance, refueling, and violation processing, and points can be used to offset Ping An auto insurance premiums. Friends who want to apply for the card can go through Autohome APP application.

2. Use the black technology method to apply for a card. This black technology method refers to using an online banking shield to apply for a card. Many banks have similar online banking shields, such as Agricultural Bank of China’s K Bao, Minsheng’s U Bao, and ICBC’s. U-shield, China Construction Bank's online banking shield, etc. Before applying for a card, you first go to the card-issuing bank to apply for a savings card, then apply for the corresponding online banking shield, and then go to the bank's professional version of online banking to apply for a card. After you get the credit card, you don’t need to go to the branch to sign in to activate it. You can directly plug in the Internet Banking Shield on your computer to activate it directly. But if there are no local outlets, you cannot use this method. If you did not apply for a credit card through these two methods and it is your first credit card in your life, you cannot escape this interview.

So, how to conduct an interview? 1. Pay attention to details. You do not have to wear formal attire, but you must be neatly dressed to give the bank staff a good impression; 2. The prepared information must be complete. There will usually be a notification in the text message. You must bring your ID card. ; 3. Remember clearly the information filled in when applying for the card, and answer bank staff’s questions correctly, and do not answer questions incorrectly. The above is the relevant introduction to "Can a credit card be activated directly without an interview?", I hope it will be helpful to everyone. Under normal circumstances, there are relatively few credit cards that can be activated directly without an interview. Many banks also require an interview before activation. It is recommended that you consult the bank before applying for a card.