It's really necessary to check the credit information, but it's not the key item of one-vote veto. It's just a deduction. If your score is relatively high, it should not affect your household registration. If your score is not too high and the deduction is less than 6 points, you can try to cancel it at the bank. If it really doesn't work, wait until next year. Then your credit information should be fine. It's more accurate for you to ask the bank. In fact, you shouldn't worry too much about it in the future.