The minimum repayment amount of a credit card refers to the minimum amount that the credit card issuer requires the cardholder to repay in each billing cycle, that is, the minimum amount that the cardholder must pay before the billing cycle ends. Different banks and different credit cards have different minimum repayment amounts. Generally speaking, the minimum repayment amount is a certain proportion of the cardholder's current bill amount, and the minimum repayment amount also requires the cardholder to at least pay off the handling fee, interest and other expenses in the current bill. In general, the minimum repayment amount of a credit card is 1% of the bill amount, and some banks even set a minimum for the minimum repayment amount, such as the minimum 3 yuan. If the cardholder's current bill amount is small, the minimum repayment amount may be lower than the minimum 3 yuan. At this time, the cardholder only needs to repay according to the bill amount.