Jinyanka (1) was accepted by Henan Rural Credit Cooperative Association, and the rural credit cooperatives in all counties (cities, districts) under its jurisdiction voluntarily entrusted it to apply for a unified brand and join China UnionPay's RMB magnetic stripe debit card. According to different issuers, it can be divided into two types: corporate card and personal card. Personal cards can be simply divided into ordinary cards, VIP cards and employee cards (VIP cards and employee cards have exactly the same functions as ordinary cards, but only for marketing purposes, but the card samples are slightly different). Jinyan Card has the functions of cash deposit and withdrawal (except corporate card), transfer and settlement, consumption and inquiry. It is a registered debit card with no overdraft function. The ownership of Jinyanka belongs to the rural credit cooperatives of counties (cities, districts) in Henan Province. The rural credit cooperatives of counties (cities, districts) are the subject of card issuance and legal relationship, and they are responsible for their own profits and losses and risks. The design of "Jinyanka" card surface implies that swallows lightly dance branches, willow tips sway with the wind, red berries bloom in the wind, and a unique seal. The card face design is full of cultural charm, revealing the unpretentious side, which will be integrated into the family life of ordinary people and bring efficient and perfect financial services; At the same time, it embodies the artistic conception of Yan Wu's spring return and vitality, and symbolizes the continuous development and dynamic future of rural credit cooperatives in Henan Province. Rural credit cooperatives in Henan Province have 145 county-level cooperatives and more than 6,000 institutional outlets. The "Jinyanka" of Henan Rural Credit Cooperative is a standard card of UnionPay. Joining UnionPay means having a nationwide network, which gives wings to rural credit cooperatives. "Jinyanka" is a great gift from Henan Rural Credit Cooperatives to the vast number of urban and rural customers, making the bank card, once only a symbol of urban identity, now a good helper for farmers' friends to manage their finances. Since then, customers of rural credit cooperatives can "travel all over China with one card in hand". (2) How to deposit a personal card in Jin Yan? With Jin Yan personal card or card number, you can deposit Jin Yan personal card into the current main account at any networked outlet in the Henan Rural Credit Cooperatives system, regardless of the same city or different places, and it can be recorded in real time without any handling fee. Jin Yan personal card with the same card discount can also be deposited into the current main account of Jin Yan personal card with passbook or passbook account number. (3) What aspects should be paid attention to when handling personal card deposit business in Jin Yan? Jin Yan personal cards are deposited at card opening outlets, and the accumulated transaction amount is not limited. If the amount of a single transaction exceeds the teller limit, authorization is required; For the deposit and withdrawal business of non-card-opening outlets, the cumulative limit shall be implemented in accordance with the unified provisions of the Provincial Association on deposit and withdrawal business. If the amount of a single transaction exceeds the teller's limit, authorization is required. At present, the accumulated deposit limit of each card is 6,543,800 yuan. At present, Jin Yan Personal Card cannot handle inter-bank and inter-system cash deposit business for the time being. Jin Yan personal card with supplementary card can also be used to deposit into the current main account of the main card with supplementary card or supplementary card number. (4) How to handle the supplementary card? Jin Yan ordinary card customers who have already opened one card can apply for opening two or less supplementary cards. The secondary card is only associated with the current primary account of the primary card, and the primary card holder can