Current location - Trademark Inquiry Complete Network - Overdue credit card - China Merchants Bank has a credit card. Can I have another one?
China Merchants Bank has a credit card. Can I have another one?
China Merchants Bank can handle multiple personal credit cards and use them at the same time, and multiple credit cards under the same account name share the same amount. Users apply for two kinds of credit cards at China Merchants Bank. Even if they apply for the same card at the same time, the amount of cards issued may be different, so it is easy to apply for two cards with different amounts. However, since the credit card quota of China Merchants Bank is shared, it is best to apply for two credit cards of different types and grades. In addition, the user wants to apply for two credit cards of China Merchants Bank. It's best to apply for one before applying for another. At the same time, applying for two cards will increase the difficulty of approval. Banks have no restrictions on the number of credit cards held by cardholders, as long as they do not exceed the total credit line, they can apply. But don't apply for China Merchants Bank again, because the credit card quota of the same bank is shared. In addition, if you want to get a high amount, you need to provide personal financial proof, the more the better. Without a new financial certificate, the amount of the new card and the old card should be similar. Generally speaking, applying for a credit card requires the following materials: If the credit card applicant already has another credit card in his name and has a good repayment record. Applicants can copy the credit card they already have as one of the application materials. If the applicant is applying for a credit card for the first time, it is necessary to provide proof of income, proof of work, proof of personal assets, etc. Because the applicant has no consumer credit record, the bank mainly depends on various incomes and assets to decide whether to approve the card and the size of the credit line. Generally speaking, if you apply for a credit card for the first time, the amount will not be too high unless you can provide sufficient proof of assets, such as proof of income, proof of house ownership, proof of mortgage purchase, proof of automobile ownership, bank deposit certificate or securities certificate. In addition to asset certificates, other certificates that can prove personal ability are also helpful to obtain high-value credit cards, such as academic qualifications and technical level certificates. Generally, the card can be received within 15 days after receiving the card issuance notification message. Credit cards are sent by registered mail. If you need to send the card by express, please call the credit card service hotline, press 3# to enter "Apply for Credit Card", and then press 1 to transfer to manual application. Courier fee, 20 yuan. Apply for the supplementary card of Diamond 1 Platinum Credit Card. If you already hold the main card of our Diamond 1 Platinum Credit Card, you can apply for the supplementary card for your immediate family members (parents, spouses or 14 year old children). You can bring the original identity certificate of yourself and the cardholder of the supplementary card to all the business outlets of our bank. Please consult the staff of the business outlets for specific application materials. Credit card holders can apply for supplementary cards for their immediate family members. The secondary card and the primary card share the credit line of the account of the primary cardholder, and the consumption of the secondary card will be calculated on the bill of the primary cardholder together with the consumption of the primary card.