The method of unfreezing a credit card after it is frozen is as follows:

1. First check your credit card statement to see how much is the outstanding amount, and then repay it in time;

2. After repayment, call the bank’s credit card customer service hotline to apply for unfreezing or go to the counter of the bank branch where the credit card belongs to apply for unfreezing.

In addition, whether the credit card can be successfully unfrozen is also related to the reason for the freeze:

1. The credit card is frozen due to overdue bills. In this case, as long as the payment is made in time, it can be easily unfrozen. ;

2. The use of credit cards for cash out has been frozen. In this case, it is generally difficult to unfreeze.

Extended information

1. What’s wrong with the bank card being locked?

The bank card being locked means that the bank card has been frozen and the user cannot proceed. For deposit or withdrawal operations, the reasons for this situation are:

① Enter the wrong password multiple times. Generally speaking, if the user enters the wrong password three times in a row, the bank card will be frozen and the bank card will need to be reset and unfrozen.

②The court freezes. When the cardholder has his bank card frozen by the court based on a judicial judgment for some reasons, such as economic crimes, absconding with money, etc., the bank card will also be locked.

2. Why not notify me when the bank card is frozen

If the user has activated the SMS reminder service and the bank card is frozen, the bank will send a text message to notify the user. If the user has not subscribed to the SMS reminder service and the bank card is frozen by law, the bank may not send SMS notifications to the user.

3. How long does it take for the bank card to be frozen before it is automatically unfrozen

① If the bank card is frozen due to dishonesty over the phone, it will be automatically lifted after seven days.

②If the bank freezes it on its own due to illegal reasons, it cannot be automatically unfrozen. There must be actual proof that the account is free of any improper behavior, so that the handler can freeze it.

③ If it is frozen due to loss report, it cannot be automatically unfrozen. You must bring your ID card and bank card to the bank for unfreezing.

④If the password is entered incorrectly and is frozen, it cannot be automatically unfrozen. You need to go directly to all banks in the same city to withdraw money, and then enter the correct password to unfreeze it.

⑤Due to a failure in the banking system, automatic unfreezing is not possible. The probability of this happening is very low. When this happens, it is still the same as above. You can go to the business hall with your ID card and bank card to handle defrosting.