At the same time, if you have the ability to perform or partially perform, but refuse to perform, the court can take enforcement measures such as detention and fines. Banks can call the police and demand criminal responsibility for credit card fraud.
Malicious overdraft is collected twice by the bank, and it is not paid back for more than three months, which can constitute the crime of credit card fraud and can be sentenced to fixed-term imprisonment of not more than three years. If the terminal stage of cancer does not affect your repayment obligation, it is recommended to negotiate with the bank as much as possible.
Legal basis: Article 196 of the Criminal Law of People's Republic of China (PRC) commits the crime of credit card fraud under any of the following circumstances. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan.