If a delayed arrival is set for WeChat transfer, then after the payee confirms receipt of the money, the funds will be displayed as pending, and it will take time to be credited, and the other party cannot withdraw. If you encounter telecom fraud and want to cancel the transfer, you can only call the police first and let the police negotiate with the bank to withdraw the transaction before the funds can be returned to the payer's account.

When transferring money to strangers, it is best to set a delay of 24 hours for the transfer, so that you can recover your funds if you are cheated, otherwise it will be difficult to recover the losses.

Introduction to WeChat Pay

WeChat Pay is a payment function integrated in the WeChat client. Users can complete the quick payment process through their mobile phones. WeChat Pay provides users with safe, fast and efficient payment services, based on fast payment bound to bank cards.

Supports payment scenarios: WeChat public platform payment, APP (third-party application mall) payment, QR code scanning payment, card payment. The user displays the barcode and the merchant scans it to complete the payment.

Users only need to link a bank card in WeChat and complete identity authentication, and their smartphone with the WeChat app can be turned into a universal wallet, and then they can purchase goods and services from cooperative merchants. , users only need to enter the password on their smartphones when paying, and the payment can be completed without any card swiping steps. The entire process is simple and smooth.

WeChat Pay supports credit cards issued by the following banks: Shenzhen Development Bank, Bank of Ningbo. In addition, WeChat Pay also supports debit cards and credit cards from the following banks: China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank, Agricultural Bank of China, China Guangfa Bank, Ping An Bank, Industrial Bank, and Minsheng Bank.

On September 13, 2014, in order to provide the WeChat payment e-commerce platform to more users, the 20,000 yuan deposit will no longer be charged for WeChat service accounts to apply for the WeChat payment function, and the threshold for opening a store will be lowered.

WeChat payment rules

1. When binding a bank card, the cardholder’s real-name information needs to be verified, that is, {name, ID number} information.

2. A WeChat account can only be bound to one real-name information. After binding, the real-name information cannot be changed. Unblocking the account will not delete the real-name binding relationship.

3. The same ID number can only be registered for a maximum of 10 (inclusive) WeChat payments;

4. A maximum of 3 bank cards (including credit cards) can be bound WeChat ID;

5. A WeChat ID can be bound to up to 10 bank cards (including credit cards);

6. Only one payment password can be set in a WeChat account;< /p>

7. There is no need to activate online banking for bank cards (except Bank of China and Industrial and Commercial Bank of China). As long as you have a mobile phone number reserved in the bank, you can bind WeChat payment.

Note: Once the binding is successful, the WeChat account cannot be bound to bank cards/credit cards with other names, so please operate with caution.