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I don't have my credit card with me. What should I do if I want to know the card number?

1. Call the customer service phone of the bank and ask the manual customer service to help you check the card number. If you switch to labor, she will verify whether your personal information is the same as that when you apply for a card, usually your ID number and name.

2. If you have your ID card, you can also go directly to the business hall of the bank card bank and go to the counter to handle the inquiry business.

Extended information

In April p>216, the People's Bank of China issued the Notice of the People's Bank of China on Credit Card Business, which will take effect on January 1, 217.

The Notice requires that the overdraft interest rate of credit cards should be managed at the upper and lower limits. The upper limit of the overdraft interest rate is five ten thousandths of the daily interest rate, and the lower limit is .7 times of the daily interest rate.

Mainly based on the following considerations: First, the implementation of step-by-step and gradual reform will help card issuers to further accumulate pricing data and experience during the transition period and guide them to improve the credit card interest rate pricing mechanism.

Second, the risk control ability and pricing ability of credit cards of various card issuers are uneven. Guiding the upper and lower interest rates will help to prevent individual card issuers from blindly reducing prices and fighting price wars, which will lead to unfair competition and excessive borrowing by high-risk customers, thus increasing credit risk and causing local market chaos.

Third, under the circumstance that the information disclosure mechanism needs to be strengthened, setting an overdraft interest rate ceiling is conducive to preventing individual card issuers from unreasonably charging excessive interest and protecting the legitimate rights and interests of cardholders.

resources Baidu encyclopedia credit card