It depends on different cards, different banks and different periods.
For example:
1, Shangchao co-branded credit cards will give certain discounts when purchasing certain designated goods;
2. Some commercial super-co-branded credit cards can directly deduct cash with points;
3. At different times, different banks may jointly carry out promotional activities with supermarkets, such as "full * * minus * * yuan" or "random minus" or "full * * minus * * yuan".