Yes. Ping An Credit Card can be used in various countries and regions around the world, and the exchange rate standards for consumption are as follows:

1. Use China UnionPay channels:

Domestic and overseas consumption by credit card will be settled in RMB, and the merchant will pay in RMB. The exchange rate of the card organization shall prevail when requesting payment;

2. Use the channels of international card organizations (VISA, MasterCard, JCB):

Domestic and overseas consumption by credit card will be settled in US dollars, and the merchant will The exchange rate of the card organization shall prevail when requesting payment.

Note: If you use international card organization channels, there is no currency conversion fee for overseas U.S. dollar transactions. Overseas non-U.S. dollar transactions (Euros, British pounds) will be charged a currency conversion fee of 1.5% of the transaction amount (to collect cross-border procedures). fee, 1.5% of the transaction amount); in Hong Kong, Macao, Taiwan and other countries and regions covered by China UnionPay, cardholders can declare to the merchant their choice to use China UnionPay or international card organization channels when swiping their card for transactions.

Response time: 2020-07-31. For the latest business changes, please refer to the official website of Ping An Bank.

[Ping An Car Owner Loan] You can get a loan with a car, up to 500,000

/station/activity/loan/qr-carloan/loantrust.html?source=sa0000632&outerSource=bdzdhhr_zscd&outerid=ou0000250&cid =bdzdhhr_zscd&downapp_id=AM001000065