Taking consumption staging as an example, you can choose three, six, 12, 18 and 24 (once a month), and the corresponding handling fees are 0.7%, 0.6%, 0.6% and 0.6% respectively. (Monthly handling fee = total installment amount * handling fee rate). You can call the customer service hotline or apply through the credit card service office.
2,800 yuan is divided into three installments, and the handling fee for each installment is: 2,800× 0.7% =19.6 yuan; The installment principal of each installment is 2800÷3=933.33 yuan.