It is normal for your application to be rejected, and you must find the right answers to the questions before you apply again, otherwise you are likely to be rejected again.

This is a summary of some experiences of rejected applications:

1. Research the reasons for rejected applications

After the card application is rejected, the bank will not inform the customer of the rejection. The reason is that the overall score is insufficient and the application materials will not be returned to me. This is an industry norm. Applicants can analyze the reasons for rejection based on the information provided.

2. Choose the appropriate card type according to your own conditions

Learn more about the application conditions of the credit card you choose. If you do not meet the conditions, it is best to apply for other types of credit cards or credit cards from other banks.

3. Provide detailed application information

If the submitted documents are incomplete, the permanent residential address is not provided, the fixed residential phone number of the applicant or his immediate family members or siblings is not provided, and the work phone number is not provided. , if the required time (replenishment) is exceeded, income/work certificate, and property certification documents do not meet the requirements, the application may be rejected again, and cardholders need to pay attention.

4. Pay attention to answering credit investigation calls

Some banks will patiently conduct credit investigation calls multiple times. Missing a call or two can make up for it; for some banks, missing a call once may lead to The credit card application was rejected, so be careful to answer the credit call after submitting the application

5. Choose a formal institution

If you applied for a credit card at an informal agency or at a roadside application point If you are rejected, you may have encountered a rogue intermediary. When applying for a card again, you must choose a bank branch, the IAika website and other formal institutions to submit the application.

6. Do not apply for credit cards frequently

Frequently applying for credit cards (such as applying for multiple credit cards in a month) will be regarded as high risk by some banks, but not all Banks have similar conditions, which can depend on the situation.

7. Pay attention to your personal credit record

If you are rejected multiple times, it is recommended to go to the credit management office of the local People's Bank of China with your ID card to check your personal credit report.

I hope my answer can help you. It would be better if you have an acquaintance in the bank or something.