After the credit card is activated, it can be used the next day.

Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. Card opening is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card.

Credit card activation method:

1. Activate credit card by phone

After the credit card is approved, follow the above prompts to activate the credit card. To activate the credit card by phone, you need to call the relevant Please contact your bank’s credit card service phone number and follow the prompts to activate it.

2. Activate the credit card on the official credit card website

Log in to the official credit card website where you applied and follow the prompts to activate.

3. Activate the credit card in the bank lobby

Go to the bank lobby where you apply for a credit card to activate it, which varies depending on the bank.