The pin code for credit card payment is the transaction password.

The pin code that the merchant prompts the customer to enter during overseas transactions is the transaction password, which is used for password verification during cash withdrawals and consumption transactions. You need to enter the transaction password as prompted by the merchant's POS equipment to complete the transaction.

If the customer’s credit card does not have a transaction password set, they can log in to mobile banking to set it.

The transaction password of China Construction Bank credit card is six digits. If a few merchants who have not completed the transformation of POS equipment prompt you to enter a four-digit password, it is recommended that customers complete the transaction in cash or choose other POS equipment.

Extended information

Passwords involved in the use of mobile banking include:

1. Login password: the password set when opening mobile banking.

2. Account password: the account withdrawal password set at a CCB branch when opening an account, etc.

3. Third-party verification password: the password set when opening a capital account at a securities firm, corporate online banking mobile phone approval password, QR code consumption password, etc.

4. Universal Shield password: If the Universal Shield is bound, you need to enter the Universal Shield password when making large transfer transactions.

5. SMS verification code: You need to enter the SMS verification code when binding your mobile phone for the first time, making transfers, enjoying life and other transactions.

6. Dragon Payment payment password: You must set a payment password to activate Dragon Payment. The payment password is applicable to online and offline password-based payment transactions of Dragon Payment-bound accounts and wallet accounts.

7. Other passwords: such as the withdrawal password set by the customer in the special withdrawal business; credit card inquiry password and cash withdrawal password.

China Construction Bank - What is the pin code you are prompted to enter when making overseas credit card transactions

China Construction Bank - Passwords involved in using mobile banking