Gome e-card is reliable.

Gome e electronic card is quite reliable. Gome e-card is a formal financial product of Gome Financial. The Gome e-electronic card platform has been connected to the Credit Reference Center of the People's Bank of China, so when the application is approved, you will check your credit report of the People's Bank of China and leave a query record. If there are too many inquiries about various Internet small loans, it will affect the bank's approval.

Although Gome is not particularly famous in the financial field, it is safe and reliable. Gome e electronic card, formerly known as Gome e-card, is specially designed for consumers to shop on the Gome platform and can be used directly in stages. Gome e-card now offers a wider range of services, including cash loans, provident fund loans, installment payments, credit card repayments, etc., with many functions.

Gome Financial fits well with Gome’s new retail strategy. First of all, finance itself belongs to the service field. Among products and services, Gome Financial can provide financial services and financial products within the overall service of Gome's retail customers.

Secondly, the platform is king. Gome Financial has been committed to integrating and connecting online and offline customers, guiding Gome’s online and offline customers to the Gome Financial platform, and providing financial services through Internet finance.

It is understood that Gome Easy Card is in the water release period, and the quota will be issued soon after filling in the information. But if you apply for cash withdrawal, you will be prompted to lend it, and then if you don't repay, it may fail in a few days.

The interest rate of Gome Easy Card is still a bit high compared to other banks, but for users who are in urgent need of money, the bank's loan process is relatively cumbersome. Although the interest rate of Gome Easy Card is high, it can still be considered to solve the problem of temporary shortage of funds.

How to calculate the interest of Gome Easy Card:

The credit limit of Gome Easy Card is between 500-5,000 yuan, and loans are provided for 7-30 days, with an interest rate of 0.3/day, of which 0.03 is borrowing The interest paid by the person to Gome Easy Card, 0.27 is the credit quick review fee. All fees must be deducted from Gome Easy Card before arrival;

For example, if you borrow 1,000 yuan and repay it in 10 days, the interest payable is 1,000*0.3*10 1,000*0.27*10=57 yuan;

The overdue service fee for Gome Easy Card is still the normal interest and service fee, and the overdue service fee is 10 yuan per transaction.

For example, if the loan is 1,000 yuan and it is overdue for 10 days, the overdue interest is 1000*0.3*40 1000*0.27*40 10=238 yuan.