First of all, paying off the credit card debt three months overdue means that you have paid off all overdue payments and restored the repayment status of the credit card to normal. Therefore, your credit card account can continue to be used.

Secondly, after the credit card is paid off overdue, the credit card issuer will re-evaluate your credit status. If the evaluation results are good, you will have the opportunity to continue to enjoy the rights and interests of credit cards, including credit card consumption, cash withdrawal and other services.

finally, it should be noted that during the overdue period, it may have a certain negative impact on your credit record. Although the debt is paid off three months overdue, it may take some time to fully restore the credit record. In the future use, timely repayment will help to establish a good credit record.

Extended information:

Overdue credit card refers to the behavior that the cardholder fails to repay the credit card in time after the repayment deadline. The longer the overdue period, the greater the impact on personal credit records. Once overdue, in addition to interest and fines, it will also lead to a decline in personal credit records. Therefore, it is suggested that in any case, we should try to avoid overdue credit cards and repay them on time.

Summary:

Your credit card account can generally continue to be used after it has been paid off three months overdue. However, it should be noted that overdue repayment may have a certain negative impact on credit records, so try to avoid overdue repayment, and timely repayment will help to maintain a good personal credit status.