Introduction to the basic functions of credit cards in Shanghai Pudong Development Bank

With the widespread use of credit cards, more and more banks have issued credit cards, and more and more people have credit cards. Recently, someone asked me what is the difference between the credit card function of Shanghai Pudong Development Bank and that of other banks. In fact, the credit card of Shanghai Pudong Development Bank is not much different from that of other banks. Let's take a look at the function of Shanghai Pudong Development Bank's credit card!

1. Repayment in RMB for global consumption

With the dual-currency credit card of Shanghai Pudong Development Bank, you will experience the world's leading consumption concept and fashionable lifestyle. When using a credit card in China, it will be spent and charged in RMB; When it is used outside China, it will be consumed in local currency and charged in RMB. After returning to China, use RMB to repay all the debts of your domestic and foreign transactions.

2. Global use

The credit card of Shanghai Pudong Development Bank is not only used by more than 2 million merchants around the world, but also allows you to withdraw cash from more than 84, ATMs around the world. I already have a credit card of Shanghai Pudong Development Bank, and I can certainly travel around the world!

3. Consume first, then repay

You can charge for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience a relaxed and advanced consumption mode.

4. Credit limit

According to the information provided at the time of application, the Center has granted you the maximum limit for consumption and cash withdrawal. You can check the initial credit limit in the delivery cover and the first month statement of this card. Within this limit, you can freely use this card to sign accounts or withdraw cash. This credit line is enjoyed by RMB and USD * * *, and the main card and supplementary card * * *.

5. Interest-free repayment period

This card allows you to experience the new life of spending by signing accounts, and at the same time, you can enjoy the interest-free repayment period. You can enjoy an interest-free repayment period of up to 5 days from the transaction date to the due repayment date when you sign the bill with this card (excluding cash withdrawal). As long as you pay off the balance of the current period on the statement before the due repayment date, you don't need to pay interest for these consumption. Interest-free consumption makes life more comfortable.

6. Minimum repayment amount

This card also provides the minimum repayment amount. The minimum repayment amount is the minimum amount you need to pay back every month. You can freely choose to repay in this way, which can reduce the repayment pressure while handling your own funds flexibly.

(the minimum repayment amount and the interest-free repayment period cannot be enjoyed at the same time)

7. Revolving credit

After consumption or cash withdrawal, your available credit limit will be reduced accordingly, but after repayment, the credit limit will be restored accordingly-this is the function of revolving credit! You can decide your own consumption and repayment amount according to your own needs and financial situation. Easy to deal with, but also avoid a lot of repeated procedures for applying for small loans.

8. Withdraw cash

You can easily withdraw cash not exceeding the cash withdrawal limit at ATMs marked with the corresponding international card organization logo at home and abroad by credit card to meet emergencies.

(withdrawal of cash will not enjoy interest-free repayment period)

Cash withdrawal amount: In order to meet customers' emergency needs, the bank provides a certain cash withdrawal amount, which can be inquired through monthly bills.

cash withdrawal fee: RMB 2% per transaction, with the lowest 2 yuan; US$ 2% each, with a minimum of US$ 2.

cash withdrawal limit: each card in China can only withdraw up to 1, RMB per day; The cumulative amount of cash advanced by each household on overseas non-UnionPay lines shall not exceed the equivalent of US$ 1, per day, US$ 5, within one month and US$ 1, within six months.

interest: advance cash does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at the daily interest rate of .35%-.5%, and compound interest will be calculated on a monthly basis.

9. supplementary card

apply for a supplementary card for your family and let them share your credit! The supplementary card enjoys the same credit limit as the main card, and all transaction details of the supplementary card are uniformly listed on the statement of the main card, so that the usage of the supplementary card can be grasped in time.

that's all the functions of Shanghai Pudong development bank credit card.

how to activate the Shanghai Pudong Development Bank Credit Card with your mobile phone

You can activate the credit card through the WeChat WeChat official account "Shanghai Pudong Development Bank Credit Card", and the specific operation steps are as follows:

1. Open WeChat, search for "Shanghai Pudong Development Bank Credit Card", find WeChat official account, and click Enter, as shown in the following figure.

2. Click "Pay attention to WeChat official account", as shown in the following figure.

3. enter WeChat official account, click "card recommendation" in the lower left corner, and select "card opening progress", as shown in the following figure.

4. select "credit card activation" in the pushed message, as shown in the following figure.

5. enter the credit and click "next" to activate, as shown in the following figure.

How to activate Pudong Development Credit Card

If you apply for a successful credit card at a branch or a salesman, you can activate it online; If you apply for a credit card online, you need to activate it at a bank outlet for the first time.

1. The credit card of Shanghai Pudong Development Bank is activated online. Pufa Credit Card supports online activation. The steps are as follows:

(1) Log in to the homepage of Shanghai Pudong Development Bank Credit Card Center, and choose to activate the credit card function online;

(2) enter the credit card activation page and enter your credit card and other information according to the prompts.

2. The credit card phone of Shanghai Pudong Development Bank is activated. In addition, it can also be activated by phone, and the steps are as follows:

(1) Call the customer service phone of Shanghai Pudong Development Bank credit card;

(2) according to the voice prompt, select the credit card activation function;

(3) enter the relevant information about your credit card application;

(4) Sign your usual signature credit card activation in the card signature field.

All credit cards applied online need to go to the bank counter for a face-to-face interview. Only after the face-to-face interview is passed can the credit card be activated normally. You can activate it through online banking, SMS, calling the credit card customer service phone of the issuing bank, or paying attention to the credit card WeChat service number of Shanghai Pudong Development Bank.

how to activate the credit card of Shanghai Pudong Development Bank? There are many ways for your reference

1. If you apply for a credit card through the staff of Shanghai Pudong Development Bank, you have already entered information such as your ID card when you apply for a card. After receiving the credit card, you can activate it by dialing the bank phone with the mobile phone number reserved in the bank. This is the simplest way.

2. If you apply for a credit card through official website of Shanghai Pudong Development Bank, or a bank credit card salesman calls, you can only activate the credit card at the Shanghai Pudong Development Bank outlet.

3. Bring your ID card and Shanghai Pudong Development Bank's credit card to the nearest Shanghai Pudong Development Bank outlet;

4. Tell the bank lobby manager that you are here to activate the credit card, then give him your ID card, and he will help you get the number and start queuing;

5. After it's your turn, the bank's calling system will call you to the window number, give your ID card and inactive credit card to the bank staff at the window, and tell him that you want to activate the credit card business;

6. The staff at the bank window will take photos of you and copy your ID card. After the activation is completed, you can sign, get back your ID card and credit card, and you can go. The whole activation process takes about 5 minutes.

Let's stop here for the introduction of how to use Pudong Development Credit Card.