Feika is a personal consumer credit product operated by Shanghai Rabbit Network Technology Co., Ltd. As mentioned above, this product belongs to Feihua series. In addition to flying cards and flying flowers, there are two products: credit flying and fun going forward.
At present, the flight card is mainly aimed at users aged 20-45 who have a mobile phone number with real-name authentication for half a year and have good credit information and big data. At the same time, you need to be able to submit personal basic information such as identity authentication, mobile phone operator, work information, savings card, etc. Anyone who meets the above conditions can apply.
According to official data, the maximum amount of flight cards provided to users is 50,000 yuan, and the longest service life can be divided into 12 months. Some users have fed back the interest, and applied for 10000 yuan for repayment in 9 installments. In addition to a guarantee fee or service fee, they have to pay 22 16.46 yuan in the first month. In the next 8 months, the repayment will be made according to 1 147.53/ month, but the data are for reference only and may actually change according to the individual's comprehensive score. In addition, although the credit information is not checked when handling the flight card, the employer will send some credit information, so friends who pay successfully next time should remember to repay on time so as not to affect their personal credit.
: What should I do if the online loan is temporarily overdue?
1. You can negotiate with the other party to postpone repayment, and you can write a loan extension.
2. You can use other properties as collateral to complete the repayment. Repay the loan as soon as possible, otherwise the other party can sue. The creditor-debtor relationship formed between individuals is protected by law. If the debt cannot be repaid due to personal reasons, the other party may bring a suit in a people's court for personal repayment.
After winning the case, after the final repayment period, the other party may apply to the court for enforcement. However, if the interest rate agreed by both parties exceeds 4 times the quoted interest rate of the one-year loan market when the contract is established, the court will not support the excess.